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Comments

  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    elzie wrote:
    soz southerscouser damn debts to pay off!! but woulr love to share my fortunes in better situations!!

    Quick, someone get a fire extinguisher. Elzie's bums on fire! :p;)
  • elzie
    elzie Posts: 121 Forumite
    ha ha!!! Im being serious lol
    A shadowy flight into the dangerous world of a man who does not exist.

    A young loner on a crusade to champion the cause of the innocent,
    the helpless, the powerless, in a world of criminals who operate above the law.
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    elzie wrote:
    ha ha!!! Im being serious lol

    Well hopefully I will get mine back soon and I'm not sharing mine! :p;)

    Only coz of the debts of course! :whistle: :rotfl:
  • Devo
    Devo Posts: 236 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    elzie wrote:
    Hi Devo,

    It was quite simple really and I didnt need to do any extra work.

    I sent my bank a letter just asking for the six years of statements and told them to debit my account for the £10 fee (which they sent for free in the name of good customer service erm?!!)
    These were received within a week in 56 envelopes! bet my postie loved me!
    I calculated the fees then sent off the letter asking for repayment as on the consumer action group site, then panicked a little as had not had a reply after 13 days then on the 14th day received the good news about repayment!

    whole process took 26 days!!

    Still really chuffed today!!

    Wow! It sounds so easy....let's see if my bank give me a hard ride :mad:
  • Molanole
    Molanole Posts: 1,563 Forumite
    Debt-free and Proud!
    That's wicked news! Well done!!
    Debt Free Nerd No. 89, LBM: April 2006, Debt at highest (Sept 05): £40,939.96
    NOW TOTALLY DEBT FREE!!!!!!!! Woooo hooooooo!!! DEBT FREE DATE: 23 December 2009
  • elzie
    elzie Posts: 121 Forumite
    southernscouser wot r u like!!

    I just wish i had the rest of my debts written off but at least that is my three overdrafts paid off, and my store cards, only about £14k to go!!!

    Good luck Devo!!
    A shadowy flight into the dangerous world of a man who does not exist.

    A young loner on a crusade to champion the cause of the innocent,
    the helpless, the powerless, in a world of criminals who operate above the law.
  • Prudent
    Prudent Posts: 11,654 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    elzie wrote:
    Thanks to all the good advice from you all on this site I have today received a full refund of my bank charges for the last six years plus interest to the grand total of £1520!!!

    Brilliant!

    Will go a long way to paying off my debts

    Thanks again

    Elzie x x x

    That is fantastic. Its great to hear of some justice in favour of bank customers.
  • lynsayjane
    lynsayjane Posts: 3,547 Forumite
    Part of the Furniture Combo Breaker Xmas Saver!
    would it be cheeky to ask which bank your with? i'm torn about doing this in case my current bank demand i pay off my overdrafts and close my account:mad: am planning on spending my next day off trying to open a new account at a different bank to try and combat this. fingers crossed!
  • elzie
    elzie Posts: 121 Forumite
    I was with HSBC. I had already opened another account with A&L and my accounts with HSBc were both overdrawn by £353 and £501 respecrively- yet they still paid out!!
    A shadowy flight into the dangerous world of a man who does not exist.

    A young loner on a crusade to champion the cause of the innocent,
    the helpless, the powerless, in a world of criminals who operate above the law.
  • Baggiebird1nil
    Baggiebird1nil Posts: 311 Forumite
    Has anyone got any bank charges back with Nat West? I have a £1500 overdraft wich is usually used in the month and also have an IVF so don't really want to upset them but back end of last year I was a couple of days late with some payments and they really pailed me with charges.

    PS Well done England played crap again but jobs a good 'un!!
    We finally did it! Debt free 28/6/10 :T :beer: :T :beer:
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