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Thankyou all!!

elzie
elzie Posts: 121 Forumite
in Debt-free wannabe
Thanks to all the good advice from you all on this site I have today received a full refund of my bank charges for the last six years plus interest to the grand total of £1520!!!

Brilliant!

Will go a long way to paying off my debts

Thanks again

Elzie x x x
A shadowy flight into the dangerous world of a man who does not exist.

A young loner on a crusade to champion the cause of the innocent,
the helpless, the powerless, in a world of criminals who operate above the law.
«13

Comments

  • Brassic
    Brassic Posts: 557 Forumite
    That's great news. :T I've just got a very confusing letter back from my bank - along with my 10 pound cheque saying that they'd be sending me the information I asked for - but that the format would be on their terms. Not really sure what the rest of the letter was about though. :confused:

    Will have to wait see what they send through I guess.
    Debts @ lightbulb moment (13/06/2006) - £59,842.23 :eek: All commercial debts now clear!!! :T Debts April - £20,000 to family (incl extra £10k borrowed for house deposit). DFD - Aug 2014
    Proud to be dealing with my debts
    Goal of the month - £500 on groceries for family of 5 - Apr 2011 - £620! :( May - £454.85 so far.
  • jessicamb
    jessicamb Posts: 10,446 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Woohoo!

    Well done - it will be a good feeling to see those debts going down
    The early bird gets the worm but the second mouse gets the cheese :cool:
  • Sugar_Coated_Owl
    Sugar_Coated_Owl Posts: 12,379 Forumite
    :j That's great news :j well done
    -->♥<-- Sugar Coated Owl -->♥<--

    If you believe, you will survive - Katie Piper

    Woohoo! I'm normal! Gotta go tell the cat.
  • elzie
    elzie Posts: 121 Forumite
    Hi Brassic,
    I said in my initial letter to them that thye could debit my account for the £10 and they said that they would do it for free, as it was in their interst to provide good customer service (erm yeah!)

    Anyway, they spouted a lot of stuff about manual intervention, which I did not quite understand but hey I got my refund and I am so pleased its untrue!!
    A shadowy flight into the dangerous world of a man who does not exist.

    A young loner on a crusade to champion the cause of the innocent,
    the helpless, the powerless, in a world of criminals who operate above the law.
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    elzie wrote:
    Thanks to all the good advice from you all on this site I have today received a full refund of my bank charges for the last six years plus interest to the grand total of £1520!!!

    Brilliant!

    Will go a long way to paying off my debts

    Thanks again

    Elzie x x x

    Well if you really want to show your appreciation why don't you share it with us? :confused:;):p
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    southernscouser wrote:
    Well if you really want to show your appreciation why don't you share it with us? :confused:;):p

    Don't start getting clever just cos England were pants!
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Old_iron_balls
    Old_iron_balls Posts: 331 Forumite
    jobs a good'n - well done ! :)
    Debt at highest £16k+
    Debt at lightbulb moment £14,800
    Current debt £6336
    Cleared £4206 in November 05 How ? Bye Bye PPI :)
  • Devo
    Devo Posts: 236 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Just out of interest Elzie did you simply follow the procedure in the article word for word or did you have to do anything extra? How long was it before they coughed up?

    Well done you :T
  • elzie
    elzie Posts: 121 Forumite
    Hi Devo,

    It was quite simple really and I didnt need to do any extra work.

    I sent my bank a letter just asking for the six years of statements and told them to debit my account for the £10 fee (which they sent for free in the name of good customer service erm?!!)
    These were received within a week in 56 envelopes! bet my postie loved me!
    I calculated the fees then sent off the letter asking for repayment as on the consumer action group site, then panicked a little as had not had a reply after 13 days then on the 14th day received the good news about repayment!

    whole process took 26 days!!

    Still really chuffed today!!
    A shadowy flight into the dangerous world of a man who does not exist.

    A young loner on a crusade to champion the cause of the innocent,
    the helpless, the powerless, in a world of criminals who operate above the law.
  • elzie
    elzie Posts: 121 Forumite
    soz southerscouser damn debts to pay off!! but woulr love to share my fortunes in better situations!!
    A shadowy flight into the dangerous world of a man who does not exist.

    A young loner on a crusade to champion the cause of the innocent,
    the helpless, the powerless, in a world of criminals who operate above the law.
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