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Time to join in - here goes
Comments
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Hi pattiemay & welcome :hello:
so pleased that you found the courage to post & you'll get lots of helpful advice when you post your SOA.
sending a big hug to you in the meantime & you are amongst friends now who understand & will try their best to help & support you
xx0 -
Hello Patty
Welcome
Deep breath. Today is the day that things start getting better, not getting worse. Well done for finding us, and welcome again
*big hug to you *
Lynz x:beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
Theres no dollar sign on piece of mind
This Ive come to know...
So if you agree have a drink with me, raise your glasses for a toast :beer:0 -
Is there somewhere I can do the SOA or do I just write it down on here:confused: you are as you are, if you aren't as you ought to be.0
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A couple of weeks ago I felt just like you do now. First of all, you are not alone in having a debt problem, and the chances are most of the people you see in the street have some levels of debt too. There is no shame in it.
I understand how a business can ruin your finances. It's hard when things don't go to plan and the obvious solution at the time is to use the credit cards to tide you over until it passes. I did it, and so have thousands of others.
Do give the CAB, Debtline or Payplan a call, they are really nice people who understand. They see this every day and trust me they deal with a lot worse situations than yours so don't be afraid to call them, you will feel the weight of the world lift when you do.
Post your SOA here, see this thread for help
http://forums.moneysavingexpert.com/showthread.html?t=107280
and the folks here will help you out loads.
xx:A
:A"Everyone is a genius. But if you judge a fish on its ability to climb a tree, it will live its whole life believing that it is stupid" - Albert Einstein0 -
Just want to say a big thank you for the understanding and support from you all, I cannot beleive I have got myself in this mess but feel better after the good cry and reading all the support you have given. I will try to get my head together and get the figures sorted.:confused: you are as you are, if you aren't as you ought to be.0
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Hi pattimay
Glad you felt able to post on MSE.
It does get better believe me.
You would just pop up your SOA and we would advise you.
As someone else said its only money
Why dont you maybe contacy your CAB
HugsI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Hello :j
Welcome to MSE - things will get better soon!
Have a good cry and come back tomorrow with all the gory details - and we'll see what we can all do.
LOLThe early bird gets the worm but the second mouse gets the cheese :cool:0 -
Welcome to MSE --
Dont worry its only money. but atlest your maiking the right steps to sort it out0 -
Hi Pattiemay and welcome.
Write to the employer and instruct them that you want your number removing from their records immediately, and that all further communications are to be in writing only. If they fail to keep to this you will report them to the Office of Fair Trading, it is actually law that they comply with this if you instruct them in writing. SEND THIS RECORDED DELIVERY,SIGNED FOR.. Got a model letter somewhere..... PM me if you can't think of what to write and i will let you have it if i find it.
Keep smiling,
MCBIRNIE250 -
Hi pattiemay. Well done for taking the first step DFW Nerd #104 I :heartpuls my Kittenand my hat :heartpuls
OD Girls on Tour 08 - Barcelona - HUGE SUCCESS!
OD Girls on Tour 09 - Dublin - November!!
If you believe you can achieve innit!
Sexy beer?0
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