Savings Accounts

tigerfeet2006

Co-op won'y give you a savings account. I think they will consider you once the BR has dropped off your files.

Angiepange

The day I opened my Co Op cashminder (1 week before BR which they knew was going to happen) they opened me an ISA savings account. About 2 weeks after BR I received notice they were closing the ISA so I gave them a ring and they apologised and opened me another ISA account!!

Yorkshire building society kept my online saver account open after BR and Nationwide downgraded my flexaccount to a cashminder account which I can still use internet banking for, just no debit card facility but useful for putting money by for bills etc.

Angie x

Lost2

I got my savings account at Yorkshire Bank with no problems
and I had not long been BR

crowman19

I am undischarged and don't think there is a problem with having a savings account. I got 1 with the YBS and am putting my monthly allowance's for things like car mot/servicing etc in it. Also if you did have some surplus you can put it away in te savings account for a rainy day.

curly04

stange question I have an IPA can the OR ask to see my bank accounts during the 36 month to see if I have saving and if I do then take it/some of it?

philnicandamy

curly04 wrote: »

stange question I have an IPA can the OR ask to see my bank accounts during the 36 month to see if I have saving and if I do then take it/some of it?

not usually UNLESS they think something is untoward they would then ask to see all accounts

ian_h

Angiepange wrote: »

The day I opened my Co Op cashminder (1 week before BR which they knew was going to happen) they opened me an ISA savings account. About 2 weeks after BR I received notice they were closing the ISA so I gave them a ring and they apologised and opened me another ISA account!!

Yorkshire building society kept my online saver account open after BR and Nationwide downgraded my flexaccount to a cashminder account which I can still use internet banking for, just no debit card facility but useful for putting money by for bills etc.

Angie x

I went BR on 26/2 and YBS have sent me letter saying account can only be used in branch for essential day to day living expenses, online functions have been frozen as has the cash card?

confused76

ian_h wrote: »

I went BR on 26/2 and YBS have sent me letter saying account can only be used in branch for essential day to day living expenses, online functions have been frozen as has the cash card?

sorry to hear that. i opened one not long ago, i wonder if i'll get the same thing!

Angiepange

Hi ian_h

I had the same letter from YBS too. I rang to query but they will not be allowing online banking until we are discharged.

Can still use Nationwide though with no problems and they are upgrading all cashcards to debit cards later this year.

Angie x

ian_h

Thanks Angie

I was shocked at ybs to be honest and as Nationwide were owed £2300 ish in my bankruptcy cant see them being keen to do acoounts for me