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PeachPickle's DFW Diary

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Comments

  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    ZTD wrote:
    So it's not just me. :D

    I do the same with the mortgage spreadsheet. "If I pay £50 here, it knocks a whole 47 hours off my mortgage!"

    I always look on the bright side: cheap entertainment.


    NNNNNNOOOOOOOO!!!!!!!! PLEASE NO!!!!!!!!!!!!!!!!!!!!!!!!!! 4_6_200v.gif

    My mortgage spreadsheet is big enough, it will explode if I put hours in as well!!!!!! And I get little enough sleep as it is!!!!
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • OberonSH
    OberonSH Posts: 1,792 Forumite
    I'm just as bad. I toddled down to the council offices with a single £2 coin to pay off my £3k debt. Got some very funny looks, especially I then spent a few minutes adjusting all the little debt lists I have in my organiser.

    But I'll have the last laugh, you horrible old council payments hags!!! Hahahahahahahahahaa



    hahaha
    aha



    hha.



    I think I forgot my brain medicine today.
    This year I'm getting organised once and for all, and going to buy a house with my wonderful other half. And that' s final!

    Current Pay Off Target : £1500 :mad:
  • PeachPickle
    PeachPickle Posts: 9,924 Forumite
    Suddenly I don't feel so strange and alone :rotfl:
    DFW Nerd #104 I :heartpuls my Kitten :)and my hat :heartpuls
    OD Girls on Tour 08 - Barcelona - HUGE SUCCESS!
    OD Girls on Tour 09 - Dublin - November!!
    If you believe you can achieve innit!
    Sexy beer?
  • ZTD
    ZTD Posts: 24,327 Forumite
    ali007 wrote:
    NNNNNNOOOOOOOO!!!!!!!! PLEASE NO!!!!!!!!!!!!!!!!!!!!!!!!!! 4_6_200v.gif

    My mortgage spreadsheet is big enough, it will explode if I put hours in as well!!!!!! And I get little enough sleep as it is!!!!

    Ah well, I've got an offset, so it calculates the money in the offset up to the value of the mortgage, then when it equals the mortgage, it takes the excess out and puts it into a savings account (with a different rate of interest and taxable). :D

    I was thinking of combining it with having an ISA (different rate of interest again, and max contribution in 1 year so the excess has to go into a "real" savings account :eek: ) but even absurd complexity has its limits.

    Of course it's all probably moot as the BS will probably round all the figures like little demons, but only in their favor.
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • ZTD
    ZTD Posts: 24,327 Forumite
    Suddenly I don't feel so strange and alone :rotfl:

    You're just a strange as you've always been - just not alone! :rotfl:
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    awwwwwwwww the little quirks we all have.
    I've got a little notebook in my handbag now, got it out in Tesco,updating my clubcard point total in there, plus my spend total, think the spotty oik behind the till was pressng his security alarm button on me!

    I haven't got into spreadsheets just yet though, give me time..........
    Wealth is not measured by currency
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    :j :j :j CAFGirl you make me feel sane and balanced!!!!!!!!

    Hadn't thought about updating clubcards balance... didn't know I had to keep a running total.......

    So, that would be:
    tesco
    sainsburys
    boots
    intercontinental (holiday inn express only unfortunately....)
    hilton
    quidco (not convinced my kelkoo's are showing up)
    pigsback

    ho hum better buy a big book,,,,,,,:confused:
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • CAFCGirl wrote:
    awwwwwwwww the little quirks we all have.
    I've got a little notebook in my handbag now, got it out in Tesco,updating my clubcard point total in there, plus my spend total, think the spotty oik behind the till was pressng his security alarm button on me!

    I haven't got into spreadsheets just yet though, give me time..........
    Ha ha!!! I've got a little book that I put all my spends in!!! And I have got spreadsheets!!!! :D
    Official DFW Nerd no. 082! :cool:
    Debt @ 01/01/2014 £16,956 Debt now: £0.00 :j
    Aims:[STRIKE] clear debt, get married, buy a house[/STRIKE] :D ALL DONE!!
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I feel like I'm the aged old aunt who hasn't quite mastered the technology of it all yet..........

    and Ive got an I.T qualification!
    Wealth is not measured by currency
  • PeachPickle
    PeachPickle Posts: 9,924 Forumite
    CAFCGirl wrote:

    and Ive got an I.T qualification!

    Oooh, get miss fancypants ;)

    I've got a notebook which I used for about a week :o I will start again though. Oh yes. Spreadsheets on the other hand :drool:

    Stabbed myself in the hand today, that was bright

    Also convinced boss to give one of the guys who works 'for' me (very loosely) a bonus cos he's been great lately. Subliminally projecting 'so have I, give me one' all day too...

    Bit of a spendy day today... pre-ordered Razorlight's album (tho it was through pigsback so I'll get some points) and also agreed to go for a drink and to the cinema with a guy from work this weekend. So that's gonna cost me. But it's ok, it won't blow my budget. All I've spent from the last two weeks' £40 is 2x £8.50 bus fare and 1x £3 cab fare. So that's £20. £11 for Razorlight (fancy version :o ) makes £31. So I've got £9 for t'cinema and drinky. Although... by the time I go to the cinema it'll be next weeks budget meaning I can spend LOADS but I won't
    DFW Nerd #104 I :heartpuls my Kitten :)and my hat :heartpuls
    OD Girls on Tour 08 - Barcelona - HUGE SUCCESS!
    OD Girls on Tour 09 - Dublin - November!!
    If you believe you can achieve innit!
    Sexy beer?
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