Pensions Planning: The NUMBER

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  • nearlyrich
    nearlyrich Forumite Posts: 13,698
    Part of the Furniture Combo Breaker Hung up my suit! Mortgage-free Glee!
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    bit like those guys over on MFW and DFW. I did think of posting a "Retire 10 years early thread" but its a bit serious over here on the pensions board.......


    That's a really good idea I am saving to retire at 55 ( 7 years to go) If I can stand it so long LOL;)
    Free impartial debt advice from: National Debtline or Stepchange[/CENTER]
  • tartanterra
    tartanterra Forumite Posts: 819 Forumite
    HOLD ON!

    I forgot to add in the compound effect of "climate change"!

    I have now had to re-adjust the hardware model to take account of this; Therefore:

    1. Follow steps 1 - 7, as before.
    2. THIS IS THE IMPORTANT BIT! - When you throw the darts, Stand on one leg whilst singing the classic Cliff Richard number, "Mistletoe and Wine".
    3. HEY PRESTO, you now have your new NUMBER, taking into account overheating penguins and polar bears.

    Again, there may be some copyright issues with this, but I'm sure if I explain to Cliff (The Peter Pan of Pop!) that the retirement plans of the whole nation hinge on this, he'll soon jump "on board".:A
    Nothing is foolproof, as fools are so ingenious! :D
  • Gatser
    Gatser Forumite Posts: 624
    Part of the Furniture 500 Posts Photogenic
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    HOLD ON!
    Again, there may be some copyright issues with this, but I'm sure if I explain to Cliff (The Peter Pan of Pop!) that the retirement plans of the whole nation hinge on this, he'll soon jump "on board".:A

    I knew if I sat back and waited long enough, all that "Boo Hoo... It's not fair...you're not asking the correct questions....and (sob) you keep insulting me as the only and super clever IFA on here...." nonsense would be replaced by some good Xmas humour! :T

    Thanks guys!

    Keep telling us what YOUR NUMBER is and a few clues as to how its calculated would be interesting.

    Happy Xmas.
    THE NUMBER is how much you need to live comfortably: very IMPORTANT as part 1 of Retirement Planning. (Average response to my thread is £26k pa)
  • whiteflag_3
    whiteflag_3 Posts: 1,395 Forumite
    edited 24 December 2009 at 1:40AM
    gallygirl wrote: »
    I agree. Any more of this & I'll put you both in a room, slap your bare legs & not let you out till you kiss & make up ;)

    yeah it doesnt take much to get from a "be gentle with me im new" here post to trying to be a smart !!!!. cheers gallygirl
  • whiteflag_3
    whiteflag_3 Posts: 1,395 Forumite
    Thanks guys!

    Keep telling us what YOUR NUMBER is and a few clues as to how its calculated would be interesting.

    Happy Xmas.[/QUOTE]

    why? what will you gain - as soon as they agree with you youll just mock them wont you ?
  • zygurat789
    zygurat789 Forumite Posts: 4,263
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    RECEIVED AS A PRIVATE MESSAGE
    Is this contrary to the rules of the forum?
    whiteflag wrote:
    In all my time ive never come across such an a*se like you .

    You have no idea what your talking about , yet take the !!!! out off people that might be able to add something. What a !!!! .

    What a s*d old t8at!!!!

    FYI
    I am a damn site more qualified to help people with their finacial affairs than you ever will be
    The only thing that is constant is change.
  • zygurat789
    zygurat789 Forumite Posts: 4,263
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    Methinks he doth protest too much.
    The only thing that is constant is change.
  • nearlyrich
    nearlyrich Forumite Posts: 13,698
    Part of the Furniture Combo Breaker Hung up my suit! Mortgage-free Glee!
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    zygurat789 wrote: »
    RECEIVED AS A PRIVATE MESSAGE
    Is this contrary to the rules of the forum?

    If you find it offensive please feel free to report it to abuse, I got something similar from the same poster, not sure why but apparantly I need to get a life. I thought I had one :confused: Merry Christmas;)
    Free impartial debt advice from: National Debtline or Stepchange[/CENTER]
  • Gatser
    Gatser Forumite Posts: 624
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    Originally Posted by whiteflag
    In all my time ive never come across such an a*se like you .

    You have no idea what your talking about , yet take the !!!! out off people that might be able to add something. What a !!!! .

    What a s*d old t8at!!!!

    ++++++++++++++++++++++++++++++++++++++++++++++++

    YES....this is abusive.
    Report this character....we don't want his sort on this board!
    THE NUMBER is how much you need to live comfortably: very IMPORTANT as part 1 of Retirement Planning. (Average response to my thread is £26k pa)
  • MrsTinks
    MrsTinks Forumite Posts: 15,242
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    whiteflag wrote: »
    There over 1000 financial planning firms in the UK using the system successfully so what makes you think they havent been invented?

    I'm sure the systems have been invented... But like the thousands of Debt Collection Agent companies, IVA sales men and similar out there, just because something has been invented does not mean it works nor that it is infact a even a good idea or adds value to the community or humanity.

    As a very keen DFW - and apparently "crash dieter"... :confused: then DFW is a far broader group than you realise. Yes there are those of us who try to live fairly frugally, there are those who merely try to live more sensibly and within our means, and there are those unfortunate who come to DFW for help with seriously dire financial situations. Some selfinflicted, others victims of circumstances and some purely uninformed decisions. We try and help everyone with what advice and support we can. Yes we're the "fluffy bunny" brigade a lot of the time... because people don't need kicking when they're down. They need help, advice and support.

    Now everyone be nice and remember to report any abuse posts or PMs :)
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