Pensions Planning: The NUMBER

NoMore

https://forums.moneysavingexpert.com/discussion/2146737/pensions-planning-the-number

Just quoting the first post of this thread as it seems from the last few posts people are misunderstanding what the thread is about. Its about your assumed number you will need in retirement, not what you actually have or how to drawdown efficiently.

If you want help and advice on that, I would suggest you start your own thread as individual detail is crucial for that and its easy to get lost and hard to follow in a pinned thread such as this one.

GenX0212

https://forums.moneysavingexpert.com/discussion/comment/82026627#Comment_82026627

Fair enough!

Our target was to get as close to our existing joint disposable income as possible.That's the ideal isn't it being able to retire without any drop in income or living standards? So in our case about £60k net and it looks like we have managed to do just about that. The number will probably drop slightly lower later on in life as things slow down but if performance is maintained then who knows we might need a different outlook!

Slightly ironically it is only because many years back my DB scheme was closed to further accruals that I even have a DC pot, if it hadn't been for that then there is every chance that I would have just carried on with the DB final salary alone. That would have given me a very good pension but certainly not anywhere near what we have now.

NoMore

https://forums.moneysavingexpert.com/discussion/comment/82026676#Comment_82026676

wasn't specifically aimed at you (but at no point in your post do state what your number is) but rather there seems to have been a spate of people asking in this thread for help over the previous pages, (tbf you don't seem to be asking for help either), which isn't really the point of the thread