We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Pensions Planning: The NUMBER
Options
Comments
-
/+-+-#/7-westv said:barnstar2077 said:westv said:I wouldn't have said spending a lot of money on things makes you middle class.
But getting back on point, I'm still not sure what my number is, but I know I'm not there yet!1 -
I'm definitely a lunch and tea person, not sure what that makes meIt's just my opinion and not advice.1
-
I think the term working class is ironic - as I'd be considered middle class I reckon - but still have to work for my living so where's the logic... I have working class roots - but then most of us have...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
To be fair the amount of money a person has has little to with class. The traditional classes seem to become blurred since the early1980s.
My number is min21k, hope for25k4 -
Should add.
Semi retire in 2 yrs (60).
DB 8K, PT work15k ish
Fully retire67 9.6 ksp, 8k db 8k sustainable drawdown.
Leave the kids a house (400k) and around 250k dc.
3 -
barnstar2077 said:westv said:I wouldn't have said spending a lot of money on things makes you middle class.1
-
savingholmes said:I think the term working class is ironic - as I'd be considered middle class I reckon - but still have to work for my living so where's the logic... I have working class roots - but then most of us have...
Working class - work with their bodies (physical labour)
Middle class - work with their minds
Upper class - do what they please2 -
Ooh I am upper class.0
-
Terron said:savingholmes said:I think the term working class is ironic - as I'd be considered middle class I reckon - but still have to work for my living so where's the logic... I have working class roots - but then most of us have...
Working class - work with their bodies (physical labour)
Middle class - work with their minds
Upper class - do what they please0 -
Terron said:savingholmes said:I think the term working class is ironic - as I'd be considered middle class I reckon - but still have to work for my living so where's the logic... I have working class roots - but then most of us have...
Working class - work with their bodies (physical labour)
Middle class - work with their minds
Upper class - do what they please7
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.2K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599.2K Mortgages, Homes & Bills
- 177K Life & Family
- 257.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards