NTBY's sensible living and debt busting adventure

Nottoobadyet

Thanks for the crossing, slowlyfading, and it must have worked! My collegues flat is absolutely stunning (huge by london standards, has a lovely kitchen and big windows, is perfect in every way and increadibly cheap...) and we love it and would love to live there. The bad is that landlady's relative suddenly isnt so sick after all so she may not let us leave until the last day of our lease after all! Arg, what a sodding inconsiderate lady.

Anyway it shouldnt matter as the collegue isnt so fussed about having us move in right away. Still, grr!

Anyway, obviously feeling much better now and hopefully this crisis is working its way out.

solventsoon

Hi NTBY
That's brilliant news, really hope it all works out OK for you. Keeping my fingers crossed now as well.

spoon
x

Getting_better

hi

just read through your diary (at work!)- and just wanted to say think you are doing great- i'm based in London as well- have parents abroad- it is always a pain when they come over as it's dinners, theatre out etc though lovely to see them:)

anyway good luck with the flat hunting, hope it goes through with your friend's place xx

Nottoobadyet

Thanks for dropping in, both! Im impressed you got through all of it, Getting Better, it does sound like we have a lot in common!

June will be totally manic - on the 11th I have an appointment to get my visa renewed. On the 15th I need to file American taxes (bleh). On the 16th I need to go to East Kilbride (seriously!) to hand deliver a document for work. Working on that document will probably eat all my days, evenings and weekends between now and then! On the 20th we will move flats, and will need to have this one empty and out by the 26th. Sadly, this means I wont get to visit my auntie while shes in Berlin, which is sad as I love the city and I dont get to see her much. Good for the MSE, I guess...

Nottoobadyet

Ah and also had to turn down my cousins wedding invite in August. Thats ok though, I dont like the bloke she's marrying so one less day of my life I spend grinding my teeth

Had a evening at the pub with my boss yesterday and sort of blew it by not knowing what to say when she asked what I wanted my next job to be. Im really torn - career wise by far the best move is to stay in my role another year or two then go to the field, take a hardship posting, take a pay cut and slog it out for two years, then come back with loads of experience that will set me up with work for the rest of my life, either at headquarters or in the field. The other option is to stay here, work for another year or two in my job then move to another headquarters job. Thats not so bad, but it is better to do the sort of roles I want with some field experience than without it.

If only the man-baggage was easier to cart around!!

Nottoobadyet

:j:j:j Signed the contract for the new flat today, and what do you know? Its actually CHEAPER than our current place! That's amazing! Im so excited and we have friends lined up to move us so it shouldn't cost us much at all. June will be hard on cash flow (as we'll need to pay a month and a half of rent for the new place before getting paid or our deposit back), but all good.

Sqweeeee!

Nottoobadyet

OK so major expesnses coming up very shortly:

• This months rent for current place, due after my landlady gets back from holiday as she takes it in cash, about £710 as its not for the full month, will get half back from OH
• The end of this months rent for the new place, plus July rent, £1066 (whadda ya know!). Will get half back from OH, and will need to order a bed which new landlady is paying for so we'll deduct that from the total but will need to stump up the money anyway!
• About £100 in small expenses for the move and for anything small we need to buy
• Council tax for current place
• About £800 to get the rest of my dentistry done - I could wait but I really would like my ugly wonky tooth fixed in time for my birthday in July, as a present to myself.
• £Gazonks on the trip to Asia in the winter :-P

Usual salary is in, sometime in July probubly we will get back our deposit for the current flat. This is fantastic as we dont need to put a deposit on the new one, so its ours, all ours!

Already paid the quarterly gas and elec bills, will probubly need to make a small payment again before we leave.

Nottoobadyet

Ah, and check out the new sig!! So close...

Nottoobadyet

Thrifty fifty had a very cool idea on her diary to do a sort of map of where she wanted to be over the next few years. I cant do a full decade like she can, but why not play with the idea a bit:

• End of this year - I will be 23 and will have paid back all my debt. I will have gotten all my debt paid off, finished my accounting course (I hope!) and hopefully have secured a raise at current job. I will have gotten my teeth fixed and will be saving like a madwoman. I will have had a great holiday in the winter with OH, paid in cash.
• Next year - I will be saving like crazy, with the intention of having a nest egg of about £12k by the end of the year. I may leave the UK at the end of that year, so will need this to see me through.
• Following year - decision time, work wise. Either will stay in the UK in a role with more travel and a small paycut, will go abroad and take a much larger paycut but will get excellent experience, or will go to America to be closer to family and start a new job with something new. America would likely be a poor move career wise, but I could conceivably buy a small flat or house there and get on the property ladder, and of course be closer to home.

Of course, lots of this could change, and a lot of it has to do with what happens with OH - we've been together 5 years, we are very happy but who knows if its meant to be.

Anyway, back to daydreams...

Nottoobadyet

Up and down over the last few days - work has been insane. In-sa-ne! Ive been working until about 8pm every day, but at least its impressed people and the its going well. Annoyingly, Im writing a £38 million budget.... if only I could skim off .0001%!! :rotfl:

Feeling a bit icky today and not getting what I need to done. bleh.