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Chances of acceptance for iPhone?

Just a quick ask. If I were to walk into an O2 or Orange shop on my 18th birthday (no credit history or anything, obviously) what would the chances of being accepted for an iPhone contract be? I really want an iPhone and can afford the contract, but I would hate to walk out of the shop embarrassed.
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Comments

  • jclegs
    jclegs Posts: 323 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    edited 13 December 2009 at 6:15PM
    Are you on the electoral roll? Do you have a job, got a debit card?
  • JamesHP
    JamesHP Posts: 52 Forumite
    jclegs wrote: »
    Are you on the electoral roll? Do you have a job, got credit/debit cards?
    I have been entered onto the roll for the next update (sent the form off around a month ago). I'm a student, no job but have enough in the bank to fund the duration of the contract. Have a Debit card from my bank account.
  • jclegs
    jclegs Posts: 323 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Not sure if they would accept you, without any form of regular income but on the plus side you are on the electoral roll. Orange would probably be more likely to accept than O2 from what I've heard.
  • drbesty
    drbesty Posts: 967 Forumite
    You've got just as much chance of being accepted for an iPhone as you have for any other contract, I got a contract when I was 18 without any problems, if you're worried why not just apply for one online
  • drbesty wrote: »
    You've got just as much chance of being accepted for an iPhone as you have for any other contract, I got a contract when I was 18 without any problems, if you're worried why not just apply for one online

    Even when you apply online a credit check is done against your name. if you have just been put on the electoral roll you should be on the roll around next February - March. If you dont have regular money coming into your account or dont have a job I would avoid trying to get a contract as this would leave a footmark on your credit history which would stay on there for around 6 months. i would wait or get the contract maybe in your dad or mums name and change the bill to your name
  • M4RKM
    M4RKM Posts: 5,132 Forumite
    1,000 Posts Combo Breaker
    If you've got enough money in your account for the whole contract (35*18), then you have enough to be able to buy the phone on PAYG.... Why not do that...

    M
  • drbesty
    drbesty Posts: 967 Forumite
    I realise a credit check would still be done if applying online, however it would avoid the embarressment of being turned down in a shop.
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    drbesty wrote: »
    I realise a credit check would still be done if applying online, however it would avoid the embarressment of being turned down in a shop.

    There are a few people on here (MSE) who have been accepted for an iPhone, who are students, on O2.

    I wouldn't get concerned with employment details either O2 (on-line), don't ask for any.

    Well they never did when I was accepted back in September.
  • JamesHP
    JamesHP Posts: 52 Forumite
    Thanks very much for the replies, appreciate the advice. I think I'll go via the online route when the time comes (got over a month yet!) but I'll definitely be going for one. Not too bothered about waiting for the 4G, as there'll most likely be an endless waiting loop to get hold of one a la the 3G.

    Re PAYG. I would be interested in this option if I got more mins and texts. I've looked into the simplicity deal but I'm concerned about any possible data limit and the lack of hotspot use.
  • Sol00
    Sol00 Posts: 1,230 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    O2 tend to charge a bond of around £100 if your credit rating is not steady.
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