Instant access with fast pay

lolly5648

Now that the bonus has come to an end on my Natwest e-savings I need somewhere else to keep emergency cash.

I know Sainsbury, Ing, AA etc have good rates (or had) but do they also do fast pay as I like to know I can get cash into my current account quickly?

Any suggestions of who would fit the bill?

Thanks

rb10

The AA does not send faster payments, although it does receive them.

I believe that Tesco sends by faster payments, and has a high rate.

Or try your current bank? As internal transfers are instant. E.g. Halifax have an instant access account paying 3%.

CLAPTON

rb10 wrote: »

The AA does not send faster payments, although it does receive them.

I believe that Tesco sends by faster payments, and has a high rate.

Or try your current bank? As internal transfers are instant. E.g. Halifax have an instant access account paying 3%.

which Halifax a/c is that?

rb10

CLAPTON wrote: »

which Halifax a/c is that?

http://www.halifax.co.uk/savings/guaranteedsaverreward.asp

CLAPTON

rb10 wrote: »

http://www.halifax.co.uk/savings/guaranteedsaverreward.asp

thanks .. I missed the bit about being a higher rate for HBOS current a/c holders

withnell

Max 4 withdrawals though before it drops to a rubbish rate

rb10

withnell wrote: »

Max 4 withdrawals though before it drops to a rubbish rate

Yes, but the OP wants it for "emergency cash", so four withdrawals could well be enough. It's good as an emergency account.

alared

http://www.skipton.co.uk/savings_and_investments/e-savings/web_saver/

2.76% no bonuses or catches,accepts faster payments in and BACS out.

D1zzy

lolly5648 wrote: »

Now that the bonus has come to an end on my Natwest e-savings I need somewhere else to keep emergency cash.

I know Sainsbury, Ing, AA etc have good rates (or had) but do they also do fast pay as I like to know I can get cash into my current account quickly?

Any suggestions of who would fit the bill?

Thanks

If you can conjour up 3 grand -LLoyds Classic with Vantage ?
Balance £3000+ pays 3% gross
Balance £5000 to £7000 pays 4% gross
Zilch on anything over £7000

withnell

rb10 wrote: »

Yes, but the OP wants it for "emergency cash", so four withdrawals could well be enough. It's good as an emergency account.

True - just from reading all the Halifax threads many people's perception of "emergency" for an overdraft seems to be dip in every month for 2 weeks!

G_M

My Natwest e-savings ends soon too. I'm switching to Tesco.

It's the only account with
a) a decent rate (not the highest, but decent)
b) no restrictions on number of withdrawals
c) no complex balance requirements (like keeping more, or less than £x)
d) Faster Payments in AND out

So the best for moving your savings in/out regularly.

Unless anyone knows better.....