visa debit card usa

davetrousers

Remember that it is very much considered the norm to tip in Bars and Restaurants in America.

phatbear

moonrakerz wrote: »

Perhaps instead of spouting off "Utter utter,tosh" and "Rubbish!!!!!!!" you should read what the OP said and what I said:-

The OP was enquiring about using a debit card overseas - or hadn't you noticed ?

I wouldn't use my debit card in London either - anyone who does is taking an unnecessary additional risk - let the fraudsters spend the bank's money not yours !

I read both and my reply was not a reply to the original post it was a reply to the tripe that you had spouted.

I have been around a bit and i've used my debit card all over the world and never once have I had my card cloned, or money taken from it without my knowledge.

Your comment that you would'nt use your debit card in London just highlights your narrow mindedness.

Hell im amazed that your even on the internet given all the hacking and phishing that goes on.

So to the OP


Just a quick question. Is it OK to use a VISA debit card when in America.
(yup its fine and one of the best ways to make get the most for your money ig you have the right card, ie the nationwide flex account)

If so is it free if you pay for meals or is there an admin fee
(nope you will pay a handling fee and the money will be converted to todays rate of exchange, which can be favourable in comparison with the time you could/would have bought dollars)

Also are you charged a cash advance fee if you take money out of the ATM
(depends on card, I recently used my halifax card in NY withdrawing cash from an HSBC machine and no handling fee and a better rate of exchange than i bought my dollars at)

Also remember if you are given the option to pay in dollars or pounds always pay in dollars as the shop will have a less preferential rate of exchange than your bank

Mupette

The post office are doing a top up card which is sterling, Euro or dollars.

http://www.postoffice.co.uk/portal/po/content1?catId=19300207&mediaId=26800661&intcampaignid=PI0254

is that any good, i was wondering about getting it for using for paying ryanair instead of being charged to use my card, not sure if it will..

phatbear

Assuming you intend to use it for foreign exchange then the fees would be enough to put me off:

http://www.postoffice.co.uk/portal/po/content2;jsessionid=Y1OVPYO3LR3OUFB2IGVFGAQUHRA0WQ2K?catId=26800661&mediaId=53800721

ferf1223

GOLFER wrote: »

Hi all

Just a quick question. Is it OK to use a VISA debit card when in America.

If so is it free if you pay for meals or is there an admin fee

Also are you charged a cash advance fee if you take money out of the ATM

thanks

You don't say which Visa debit card - they vary in terms of fees.

http://www.moneysavingexpert.com/travel/overseas-card-charges#debit

We have a Nationwide account which is only used for holidays which typically take place in the US. Never had any issue with security on that card.

We have had issues with both debit cards and credit cards used soley in the UK.

So I wouldn't be terribly concerned about card security in the US in general. There are always horror stories of course, but they happen everywhere.

dzug1

GOLFER wrote: »

so if i use it to pay for a meal it is going to cost me an admin fee and a conversion fee

looks like i will leave it at home lol

just take the cash

which will cost you in fees as well

Stephb1986_2

markymoo wrote: »

Stephb1986 - wasn't there a news story recently that stated that BA's call centre staff were selling credit card details...

Hiya, I don't know but I booked my tickets through a travel agent and I'm flying with Delta, I'm pretty sure my details must of been sold or used by someone who works at Radley (the bag shop) considering they were trying to buy a Louis Vuitton handbag

Gits

Steph xx

moonrakerz

phatbear wrote: »

it was a reply to the tripe that you had spouted................. highlights your narrow mindedness.....................
Hell im amazed that your even on the internet given all the hacking and phishing that goes on.

You can always tell when someone is losing an argument - they resort to insults instead of reasoned statements !

The OP may wish to look at this US website, especially the bits about fraud and card loss/theft - there are plenty of others too !

http://www.msnbc.msn.com/id/23129824/

leew

Well i used my Nationwide debit card to pay for some stuff in a shop over the counter and no problems at all - good rate aswell i was surprised!

i even had to sign, long time since i've signed!!