card one banking

philnicandamy

kerrypn wrote: »

Im sure there are specialist websites that cater for this particular inclination my dear....:rotfl:

no..no..no..no..no..so many replies so little time

Thanks for the info grangers it certainly makes scary reading...although not the first time i've heard horror stories about managed accounts...sure they can be a last option if all other avenues are closed and the odd time they can work well BUT if your bankrupt already the last thing you need is membership fees then monthly fees etc etc etc

grangers72

philnicandamy

Imagine how scarey it was having a card declined the day before the BR hearing and then the day after, and then find out I am 'overdrawn' on an account it is impossible to be 'overdrawn' on, I must have a strong ticker.

philnicandamy

I can imagine.....although not the first time i've heard that happen

hmm a strong ticker? i'd have needed something MUCH stronger!!

confused76

oh no granger that's awful especially as you were being so careful!! annoying! i'm glad you closed your account after that!

philnicandamy

kerrypn wrote: »

Im sure there are specialist websites that cater for this particular inclination my dear....:rotfl:

Hmm i'd love to cast an eye over your IE history pages! :eek::eek::eek::rotfl:

mickmac68

i am disabled bad eye sight and i pay a fee to card one banking but what do i get ? i have been a VICTIM of fraud on my account so i have reported to the police but i have been left with 23p to last me 2 weeks and card one say they wont put back my money i noticed the fraud transactions due to go out but they would not stop them the dwp said the bank should put back my money because i am now in hardship so i have just joined another bank and reading the small print in my new account they tell me if i did not recolonize any transactions they will correct and put the money back into my account
SO ANYONE THAT IS THINKING OF JOINING AVOID AT ALL COSTS BECAUSE YOUR MONEY IS NOT PROTECTED

Chapuys

OP, did you actually apply for the basic account or just go in and ask to open an account? The CoOp may have erroneously tried to open you a current account and what you need is a basic account. As far as I'm aware, most banks you need to go in and ask specifically for the basic account as it isn't available to anyone except those who cannot get a bank account. Most banks do the basic account so you should shop around instead of giving up. Also there are better prepaid cards than Card One. Look at the best ones on this site.

tigerfeet2006

Chapuys, the OP originally posted this back in 2009 so this thread is 7 years old.