card one banking

a1jonuk

Has anyone heard of Card One Banking? Thanks, Andy

philnicandamy

Any reason why you would go for a managed account? the fees this company charge are beyond belief (£30 to open an account & £12.50 a month management fee)....you could get the same account with the co-op or barclays (basic account) and they'll not charge you a penny in fees

milothewestie

wee i couldnt get an account at co-op turned me down twice havent bothered trying barclays thell do the same probably not as bankrupt friendly as they say,i use think banking was 25.00 set up fee and 12.50 a month,i find it really easy to use internet banking included probably keep it after discharge its a good account for me

a1jonuk

Many thanks for reply , I didnt know of the charges!

philnicandamy

milothewestie wrote: »

wee i couldnt get an account at co-op turned me down twice havent bothered trying barclays thell do the same probably not as bankrupt friendly as they say,i use think banking was 25.00 set up fee and 12.50 a month,i find it really easy to use internet banking included probably keep it after discharge its a good account for me

did you not question why the co-op refused you? its unusual especially for a basic NON credit checked account....barclays were one of my largest creditors yet they offered me an account...

a1jonuk wrote: »

Many thanks for reply , I didnt know of the charges!

Thats the annoying thing A1 most of these so called "managed" accounts usually will charge the earth for services designed to "help you" :rolleyes:

Holes_in_my_pocket

Listen to phil hes the expert here

Deep_In_Debt

milothewestie wrote: »

wee i couldnt get an account at co-op turned me down twice havent bothered trying barclays thell do the same probably not as bankrupt friendly as they say,i use think banking was 25.00 set up fee and 12.50 a month,i find it really easy to use internet banking included probably keep it after discharge its a good account for me

Barclays are BR friendly. My ex oh went BR and Barclays were one of his largest creditors and they still gave him a basic account with Visa debit card.

milothewestie

philnicandamy wrote: »

did you not question why the co-op refused you? its unusual especially for a basic NON credit checked account....barclays were one of my largest creditors yet they offered me an account...
yes actually i did ask the co-op why i was refused by letter after a month they replied saying they stood by there decision


Thats the annoying thing A1 most of these so called "managed" accounts usually will charge the earth for services designed to "help you" :rolleyes:

they do help if none of the banks will obviously something maybe on my credit file which they dont like

milothewestie

Holes_in_my_pocket wrote: »

Listen to phil hes the expert here

just because hes an expert doesnt meen he is always right or correct with what he says

Mrs_Malaprop

milothewestie wrote: »

they do help if none of the banks will obviously something maybe on my credit file which they dont like

So have you checked your credit files to see what it is that is on there that they don't like?

Mrs_Malaprop

Thanks Holes, I am aware of that

I just wanted to know whether Milo had checked his files at all.