Instant cc decision ?

Kavanne

Money-Saving-Monk wrote:

Yes I think Nationwide do send out for further information. Id be highly shocked if they did not!

After I received the agreement in the post to sign, I heard nothing for 2 weeks. And this morning my card arrived in the post! I didn't have to prove my income at all...

I was quite surprised.

stuzhunter

---lee--- wrote:

I think everyones experiences with instant applications can be different. I had to wait for a written decision for the PO card and with Egg Money I had to wait for an advisor to call me back and give me the 3rd degree

I would guess that if there’s anything out of the ordinary, you don’t automatically get approved by the system and your application instead goes to a human for review.

quite right..it all depends on your credit history

humfer

softmind82 wrote:

which credit card companies giving instant decision of your application if you are applying online ?

Thanks

Have applied for both Nationwide and Post Office cards in last few weeks and quite surprised that both give credit limit at end of process. Nationwide even gives you the credit card number