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phone insurence

hook
hook Posts: 236 Forumite
Part of the Furniture 100 Posts Combo Breaker
my daughter bought a contract phone from phones4u and was told she had to buy insurence for £10 a month in case the phone was was faulty. surely if the phone breaks down is she not covered under the warrenty

Comments

  • hook
    hook Posts: 236 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    just found a site called insurence2go they are half the price of what phones4u are charging does anyone know what they are like.
  • The standard warranty will only cover manufacturer design faults. Phone insurance would cover additional events such as water damage, loss of handset, replacement of phone rather than a repair, etc. Places like Phone4U will generally make most of their money through selling additional services like phone cover. I don't know what their policy is with insurance, but I would refuse the insurance cover when signing or find out if you can cancel it shortly after if not required.

    Good luck.
  • hook
    hook Posts: 236 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    thankyou we are looking into getting cheaper insurence from somewhere else
  • hook wrote: »
    thankyou we are looking into getting cheaper insurence from somewhere else


    If you bank with Barclays or Natwest you can get a good deal on insurance for mobiles and it also covers other things like travel insurance and break down cover. With Barclays if you pay monthly £15 #i think it is, it covers 1 mobile or 2 if joint account, travel insurance, comprehnsive RAC break down cover, additional warranty on I think house hold goods upto 3 years so if it comes with one year they cover the 2nd year or if it comes with 2 years then they cover the 3rd year and few other things. check their booklets to confirm all the things it covers. Natwest also do a good one
  • hook
    hook Posts: 236 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    cheers for that im with halifax until i can clear my overdraft then will think about moving
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