Statute Barred advice

leveller2911

swordfighter wrote: »

Hey All,

I am not trying to run away from this debt

Yes you are:rolleyes:........It wasn't that long ago there was shame attached to debt, sadly thats gone and we as a nation are poorer for it.Given the present problems the country is facing it should right itself soon;)

never-in-doubt

Anihilator wrote: »

Sadly it now is. A site where the dregs of society come for advice on how to escape their liabilities and cause as much hassle for everyone else in the process.

This website used to be a money saving site, now its a site since the bank charge battle commenced were the bottom feeders of society come for advice on how to commit borderline fraud often.

What utter drivvel... you do not have a clue what you are on about! The people that look into unenforceability are not the bottom feeders nor are they the dregs of society as you so rudely imply!

What you mean to say is you're jealous as hell cos you're stupid enough to pay for an unenforceable debt? The law is there for a reason, that does not make those that utilise it dregs of society!

You are unreal :eek: :eek:

never-in-doubt

swordfighter wrote: »

Update on this. I had another letter from Ruthbridge stating that they would accept 50% of the amount to settle - so long as I do before Jan 1st.

Does anyone know if they would still do a payment plan on this? I'd more than love to settle if I had the spare cash!!! Again, I am nervous about asking them else they'll harass.

Thanks

You should ignore them until March at which time the debt will legally become statute barred. If the letters start to come thick-and-fast then post back and we'll tell you how to stop them (send a prove it letter and then SAR them etc - this wastes time and at the same time is not acknowledging the debt).

Any offer to pay right now would be a grave mistake - you should not consider paying!

Ignore the silly comments coming from wasters, they have nothing valuable to say (usually cos they are just thick) so they try and intimidate others that are more savvy than themselves

dfh

One it is stuture barred, then they cant force you to pay.

PayDay

never-in-doubt wrote: »

What you mean to say is you're jealous as hell cos you're stupid enough to pay for an unenforceable debt?

You think it is ok to borrow money and not pay it back When did this attitude of 'looking to get out of paying debts', come in?

If your employer didn't pay you because your claim for your pay was unenforceable, would you think that was ok too? Or if the banks and building societies refused to lend to you ever again or give you a bank account, because of your poor attitude to debt repayment, would that be ok too?

mabski

PayDay wrote: »

You think it is ok to borrow money and not pay it back When did this attitude of 'looking to get out of paying debts', come in?

If your employer didn't pay you because your claim for your pay was unenforceable, would you think that was ok too? Or if the banks and building societies refused to lend to you ever again or give you a bank account, because of your poor attitude to debt repayment, would that be ok too?

There are laws covering the payment of earnings as there are laws covering the recovery of money owed .
If they were that bothered by the debt they should have got a ccj and then had the debt enforced through the courts, but they couldnt be arsed for whatever reason and now under the law the debt is statute barred.
So happy days for the op.

PayDay

mabski wrote: »

under the law the debt is statute barred.
So happy days for the op.

Only "happy days" if they have no pride, surely?

nikki2804

Anihilator wrote: »

Thank you for confirming my point you complete and utter scumbag. This comment is well and truley out of order!

Borrowing money with no intention of repaying it is criminal. I would agree with this in proncipal but if someone loaned me money then forgot about it for 6 years I would not be complaining. As a previous poster has said 'the law is there for a reason'

Whilst all opinions are welcome on MSE it has become apparent that some posters feel the need to belittle others. That is not what MSE is about, I think some people need to re-evaluate themselves and think before they post!

Wutang_2

nikki2804 wrote: »

Whilst all opinions are welcome on MSE it has become apparent that some posters feel the need to belittle others. That is not what MSE is about, I think some people need to re-evaluate themselves and think before they post!

'Belittle'?? That Never In Doubt clown should be locked up.

If you take out a loan - you pay it back. Whats so difficult to get?

mabski

PayDay wrote: »

Only "happy days" if they have no pride, surely?

pride or morals has nothing to do with it.
wheres pride or morals when the banks kick people out of their homes, use peoples benefits to offset other debts leaving them with no money to feed themselves and quite happily let get you further into debt knowing they will make a fortune from the charges they will apply .
the banks dont give two ####s about its customers so why should we feel any different about them?