HSBC close joint a/c without notifying other party any comeback ?

neilmcl

semmence73 wrote:

I did not abuse it

You seem to have a funny definition of what abusing a bank account is:

semmence73 wrote: »

i had a bank account with my ex which i used to withdraw money for our son ( sometimes with or without my ex's agreement !!), after drawing out a large amount of cash which my ex wasn't really happy about but as a joint account holder he didnt have a leg to stand on.

Ivory_Tinkler

semmence73 wrote: »

Please read post , this is not about my ex it is about hsbc closing a joint a/c without notifying me.

I did not abuse it , we had a disagrement about something else and then i find the a/c in closed i'm not here for a lecture about the csa i am welll aware of how much a complete waste of time that is what i want some advice on is if hsbc have acted unlawfully by closing the account

But have you checked the terms and conditions on that account to see if they can do this? Maybe if the account is abused by one party then the bank may have the right to close the account without notifying them but you need to check this out.

neilmcl

Again, where is the correspondence address of the account?

semmence73

Once everyone has got off their high horse and actually read the post without giving me a lecture about morals ( mine are fine thanks last time i checked if you father a child the least you should do is support it financially i am a working parent and i do not claim state benefits and i live in my own home just in case you were wondering ) so stop with the petty posts and get a life. but of course if you have something constructive to say please do so.

semmence73

both of our addresses so i understand

Anihilator

semmence73 wrote: »

Once everyone has got off their high horse and actually read the post without giving me a lecture about morals ( mine are fine thanks last time i checked if you father a child the least you should do is support it financially i am a working parent and i do not claim state benefits and i live in my own home just in case you were wondering ) so stop with the petty posts and get a life. but of course if you have something constructive to say please do so.

So you dont think theft is immoral?

tamarto

Anihilator wrote: »

Yes you did abuse it. You admitted so in line 1. Joint account or not what you admitted to is theft.

Really? Well hell i am commiting theft on a regular basis, i don't get any agreement from my OH before using the JOINT account, and if we split up and he was putting money in there knowing full well i had access, it is pretty safe to assume, he'd do that knowing i'd use it if i needed to.

Anihilator wrote: »

I'll bet the lump sum was spent more on you than your son.

Why because you decided? how completely unjustified!

neilmcl

semmence73 wrote: »

both of our addresses so i understand

Are you sure, have you recieved letters, statements from HSBC to your address?

maninthestreet

Anihilator wrote: »

Joint account or not what you admitted to is theft.

If the OP is one of the joint account holders, how can this be theft??

OlliesDad

As asked a few times, what is the address for correspondance?

If the balance was a nil balance he is within his rights to close the account!

I'm not sure how you can blame HSBC. If he had chose not to pay anything in to the account, would this be also the banks fault?

As everybody has said and you continue to refuse to acknowledge IT IS YOUR RELATIONSHIP WITH YOUR EX TO BLAME, NOT THE BANKS!!!