Welfare state costs £473 BILLION!!!!

PasturesNew

MissMoneypenny wrote: »

Cornwall? I know of a single homeless male in Cornwall who got a council flat. He was one of four children (four different fathers) who didn't get on with his mother as he got into a lot of trouble and didn't work so was homeless. His well behaved, hard working, brother couldn't have a council flat

No, I didn't grow up there.

MissMoneypenny wrote: »

As he didn't have a mortgage, that is why he wouldn't have got any mortgage payments - unless he was an MP.:D
This thread about mortgage payments from the benefits board
http://forums.moneysavingexpert.com/showthread.html?t=2035725

I'll read that.

MissMoneypenny wrote: »

Don't some self employed choose to pay a reduced stamp and that is why they can't claim some benefits? Those with mortgage insurances seem to be able to claim from their policies when they are on either type of JSA and can even continue to sign on to CBCSA when their benefits payments have stopped, for their stamp and insurances to keep paying. Everyone with a mortgage should have these policies.

I am not aware that it's "choice", but the stamp you pay. Not sure without looking into it.

A few years back mortgage insurance was almost compulsory - but they stopped that in order to be more competitive. Also, for those working temporary jobs, casual, freelance, etc, mortgage insurance doesn't pay out. You usually have to have been employed continuously in a permanent job for the six months prior to any claim. Meaning even if you could, then if you were laid off and claimed, then got a new job and were laid off 4 months later, it'd be no good either.

No idea what cbcsa is - new term to me.

I think one of the problems is that unless you're part of the system, you've no idea how it works - and unless you go to specifically claim named/known benefits they won't tell you about them.

MissMoneypenny wrote: »

I've been reading the benefits, mortgages and bankruptcy boards as there seems to be a truer picture of what is happening to the economy from those boards. I'm shocked:eek: by the large amount of benefits paid to some parents (singles and couples) through tax credits and then some even complain that it isn't enough!

I saw one the other day, bloke with £15k income, benefits topped him up to equivalent of earning £45k - and he was wanting to get a mortgage that took benefits into account. http://forums.moneysavingexpert.com/showthread.html?t=2040731

Pobby

Great system we have . Maybe I should have taken the long term disability that was offered to me 40 years ago. Still have the disability but apart from a couple of months not working, I have carried on all this time. Topped up to 45k, what is that all about?

ThrowingStonesAtYou

The_White_Horse wrote: »

just make them work for their benefit rather than sitting around watching jeremy kyle.

i would be more pleased if claimants had to put on a suit and attend a venue 9-5 each day - even if they did nothing there except read or look for jobs - before getting their free cash.

it will give their lives order. i'm sick of lazy chavs laying in bed until lunchtime, then going out to stand around a street corner.

get this filth off the street.

if you made them have bum sex with each other all day they'd soon find a job. except the gay ones.

Fridge2

nearlynew wrote: »

All we need is smaller government and sound money.

Bingo.

It's really very simple. Cut taxes to the bone (preferably by removing income tax altogether and substituting it with a consumption tax on non-essential goods), abolish fractional reserve banking, and re-introduce "sound" money (possibly by tying money back to the gold standard or similar).

The benefits are manifold. People would be able to keep more of the money they earn, thereby increasing the amount of freely circulating money. Without crippling taxes, small business could proliferate, thereby creating more employment.

If benefits were reduced to a "safety net" level, then there would not be the option of the dole as a "career choice"

I suggest we all write to Ron Paul in America and beg him to take charge here....if only.

vaporate

MRSTITTLEMOUSE wrote: »

Have to agree with you.
I'd have to say that as well as what you say I'd get rid of tax credits and child benefits.
Having children is a good money maker these days,we should at least limit how many we pay out for.
If things like this were addressed perhaps genuine claimants would be able to get the extra help they needed.
We should perhaps look at how we got into the position where a single mum having several kids to perhaps different fathers (who don't pay for them) is accepted as the norm.
It's not just the benefits system that needs looking at,perhaps our attitudes too.

I'm going to play devil's advocate and say... what about the kids women have yet against the mens will? yet obviously slipped up on using protection, or stupid enough to believe a girl was on the pill lol

(and no, im not one of them, I do have 1 kid though and its called a Cash ISA lol).

vaporate

The_White_Horse wrote: »

just make them work for their benefit rather than sitting around watching jeremy kyle.

i would be more pleased if claimants had to put on a suit and attend a venue 9-5 each day - even if they did nothing there except read or look for jobs - before getting their free cash.

it will give their lives order. i'm sick of lazy chavs laying in bed until lunchtime, then going out to stand around a street corner.

get this filth off the street.

What!? and mix legitimate job seekers, who are well qualified, mix with chav trash who can not stop swearing to save his/her life?

Do what exactly? ppl use the internet at home for jobs.

donaldtramp

I've been reading the benefits, mortgages and bankruptcy boards as there seems to be a truer picture of what is happening to the economy from those boards. I'm shocked:eek: by the large amount of benefits paid to some parents (singles and couples) through tax credits and then some even complain that it isn't enough!

Yup the MSE benefits board is set up to help people claim as much as they humanly can from the taxpayer. It positively encourages the entitlement culture.
It's sickening watching people writing complaining about "only getting x" and "how can I claim more?" without seemingly any realisation of the fact that other people are paying for them to exist.

Davesnave

vaporate wrote: »

What!? and mix legitimate job seekers, who are well qualified, mix with chav trash who can not stop swearing to save his/her life?

Do what exactly? ppl use the internet at home for jobs.

Great education though. It's a tough old world out there.

When DD2 left school and was out of work a couple or three years ago, we insisted she sign-on and get her JSA, even though we knew that they'd not find her anything.

'Whaaat? I have to line-up Thursdays with all those losers?' she wailed.

But she did, bless her, and no they couldn't find her anything, especially because of her disability. Perhaps she found her own job somewhat quicker, though! What's more, she still has it.

Incidentally, if you happen to get a job in, say, a hospital or a school, or if you serve in a shop, you will still have to meet and learn to deal with 'chav trash.'

vaporate

donaldtramp wrote: »

Yup the MSE benefits board is set up to help people claim as much as they humanly can from the taxpayer. It positively encourages the entitlement culture.
It's sickening watching people writing complaining about "only getting x" and "how can I claim more?" without seemingly any realisation of the fact that other people are paying for them to exist.

sweeping generalisation at work.

Are we talking about ppl refusing to work (albeit there is no work: recession) or legitimate jobseekers?

Maybe also benefit fraudsters? Moreover, the BBC should produce a new advert with MP's fraudelent claims instead of joe public lol

Can imagine it now, some toff in a 'caught you' surprise mug shot lol

vaporate

Davesnave wrote: »

Great education though. It's a tough old world out there.

When DD2 left school and was out of work a couple or three years ago, we insisted she sign-on and get her JSA, even though we knew that they'd not find her anything.

'Whaaat? I have to line-up Thursdays with all those losers?' she wailed.

But she did, bless her, and no they couldn't find her anything, especially because of her disability. Perhaps she found her own job somewhat quicker, though! What's more, she still has it.

Incidentally, if you happen to get a job in, say, a hospital or a school, or if you serve in a shop, you will still have to meet and learn to deal with 'chav trash.'

Don't I know it. nightmare city around 4pm on buses with the school run.

According to sky news, 100, 000 graduates are unemployed (half from last year!). That is a huge number of able workers, desperate for work, going to waste, even for a day.