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Advice re refusal of a £50 note

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  • OlliesDad
    OlliesDad Posts: 1,825 Forumite
    As already stated he can refuse to serve you for any reason he wants to, whther he thinks you look shifty or he doesnt like the colour of your shirt.

    If he is not confident enough to accept a £50, he is well within his rights to refuse on that basis. I imagine he asked so many people to look at it, just to back himself up. Your obvious frustration, probably just added to his concerns.

    Also, a contract is not formed until he actually accepts the money.
  • edgex
    edgex Posts: 4,212 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    a few points to clear up

    there are 3 issuing banks in Scotland, & i havnt seen any £5 notes issued by them recently, it seems they use the standard BoE ones

    NI also has private issuing banks, so they will also have a range of different notes


    both Scottish & NI notes are still legal tender



    places can refuse to accept if they so wish, & lots of places will not accept £50 notes
    not only are you unlikely to receive one from a cash machine, but the same happens at a bank counter.

    there is also a limit as to the total amount you can pay in coinage, particularly 1p & 2p coins
  • Most shops I have worked for in the past I have always been told to get a fifty double checked by another member of staff. I usually feel the paper, look for the silver thread and check there is a watermark. I don't like holding it up to the light as the customer usually gets annoyed but its the only way to check for a proper watermark. I'm sure its up to the discretion of an individual shop or company but it does not sound like you were handled very well. If he handed it to other assistants in the shop and they didn't know what they were looking for then they haven't been trained very well, it helps if you know what to look for in a forgery. If you work in a shop and are constantly handling money you should know when something is not quite right. The other day at my work I had an older gentleman trying to pay for something with a gold euro coin instead of a £1 but I politely pointed out his mistake as he was trying to hand it to me and he gave me a proper pound coin instead. Perhaps it was his eyesight but apart from the colour it looks nothing like a £1 coin, the edges were not smooth and it was thinner, poor guy must have got it in his change elsewhere.
  • dinglebert
    dinglebert Posts: 1,231 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    While I would normally agree that shops can refuse to serve anyone for any reason I do have reservations about that being true for a chemist selling a prescription. Would image the rules are not a simple.
  • molerat
    molerat Posts: 34,652 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    If he was dispensing a prescription he would not be able to put you back into the position you were before because he would not be able to un-dispense it and return the prescription form to you.
  • cagsy
    cagsy Posts: 72 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    dinglebert wrote: »
    While I would normally agree that shops can refuse to serve anyone for any reason I do have reservations about that being true for a chemist selling a prescription. Would image the rules are not a simple.
    molerat wrote: »
    If he was dispensing a prescription he would not be able to put you back into the position you were before because he would not be able to un-dispense it and return the prescription form to you.

    This is what makes it so ridiculous. I'm a regular customer and work a few doors down from the chemist, my personal details were on the prescription, I offered him my photo ID, the other staff recognised me and he'd already accepted my custom and had proceded to dispense the medication!!! I'm laughing about it all now but yesterday I was quite annoyed, however I remained calm and polite throughout the entire fiasco and resisted the temptation to burst out laughing when he was standing there with the note in the air. :D
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    A lot of shops have signs saying no £50 notes, as they are a shop, be it a corner shop or a chemist they can refuse what notes to accept, same for cheques and debit cards.

    More often that not the £50 no rule is due to fake notes.

    I remember about 10 yrs ago I was in Selfridges on Oxford Street, with my dad, and I'd spent under a fiver and handed a £20 note, she did the feel of the note,hold it up to the light, she was really snooty, so when she handed me the change, £10 and £5 note, I held them up and felt them, she was so put out, and said "and what do you think your doing", so I said while if its good enough for you, its good enough for me, I'm just making sure there not fake"..... it was a classic 10/10 moment.
    xx rip dad... we had our ups and downs but we’re always be family xx
  • ses6jwg
    ses6jwg Posts: 5,381 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Might as well just do away with them IMO
  • esuhl
    esuhl Posts: 9,409 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    cagsy wrote: »
    I pointed out that the only person who had acted illicitly was he, because he was refusing legal tender...
    cagsy wrote: »
    Does anyone know where I stand legally on trying to pay with a fifty please?

    :rotfl:

    I'm pretty sure that, legally, the shop can insist you pay using £5 coins if they like.
  • dfh
    dfh Posts: 1,073 Forumite
    As usual another person making a mountain out of a molehill.
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