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Declaring previous offence....

SarahNeedle1872
SarahNeedle1872 Posts: 6,166 Forumite
in Insurance & life assurance
OH will *hopefully* soon be getting his licence back after a 3 yr driving ban for failure to provide a breath test. Looking at the insurance comparison sites, it asks about offences within the last 5 years. Does this 5 years start from the beginning or the end of the offence? OH's 3 yr ban actually ran out two years ago (Nov 2007 he got the letter from the DVLA saying he could re-apply!)

Thanks

Sx
'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
«1

Comments

  • Quote
    Quote Posts: 8,042 Forumite
    The website you're using for a quote should be able to clarify your question. Doesn't it ask for the offence date and the conviction/ban date? I don't understand the relevance of the question given that it happened within the last five years anyway.
  • angelicmary85
    angelicmary85 Posts: 4,977 Forumite
    SarahNeedle1872 wrote: »
    OH will *hopefully* soon be getting his licence back after a 3 yr driving ban for failure to provide a breath test. Looking at the insurance comparison sites, it asks about offences within the last 5 years. Does this 5 years start from the beginning or the end of the offence? OH's 3 yr ban actually ran out two years ago (Nov 2007 he got the letter from the DVLA saying he could re-apply!)

    Thanks

    Sx

    Your OH is very naughty Sarah!! :rotfl:
    Started PADdin' 13/04/09 paid £7486.66 - CC free 02/11/10
    Aim for 2011 - pay off car loan £260.00 saved
    Nerd No. 1173! :j
    Made by God...Improved by the The Devil :D
  • SarahNeedle1872
    SarahNeedle1872 Posts: 6,166 Forumite
    Quote wrote: »
    The website you're using for a quote should be able to clarify your question. Doesn't it ask for the offence date and the conviction/ban date? I don't understand the relevance of the question given that it happened within the last five years anyway.

    Yes it did ask for the conviction date, which is out side of the 5 years, and didn't recognise it as a valid date.... which would make me think that its not relevant any more. I checked the site and couldn't see anything obvious but I will check again!
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
  • SarahNeedle1872
    SarahNeedle1872 Posts: 6,166 Forumite
    angelicmary85 wrote: »
    Your OH is very naughty Sarah!! :rotfl:

    oooo, 'ello! :D Yes he [STRIKE]is[/STRIKE] was :naughty:

    Sx
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
  • Quote
    Quote Posts: 8,042 Forumite
    angelicmary85 wrote: »
    Your OH is very naughty Sarah!! :rotfl:
    Driving whilst drunk isn't particularly funny.
  • Oscar_The_Grouch
    Oscar_The_Grouch Posts: 2,246 Forumite
    Part of the Furniture Combo Breaker
    Quote wrote: »
    Driving whilst drunk isn't particularly funny.

    No, but people make mistakes and when you've made a particularly stupid one, it sometimes helps to laugh at yourself.

    Oh god - I'm turning into a therapist!!
    In the beginning, the universe was created. This made a lot of people very angry and was widely regarded as a bad move.
    The late, great, Douglas Adams.
  • raskazz
    raskazz Posts: 2,877 Forumite
    If the punishment was just a fine and ban then it is 'spent' 5 years from the date of conviction. After that it does not have to be disclosed.
  • angelicmary85
    angelicmary85 Posts: 4,977 Forumite
    Quote wrote: »
    Driving whilst drunk isn't particularly funny.

    I'm not laughing at the offence...

    I know Sarah from another thread...she'll know that that was just my way of saying hi! :D
    Started PADdin' 13/04/09 paid £7486.66 - CC free 02/11/10
    Aim for 2011 - pay off car loan £260.00 saved
    Nerd No. 1173! :j
    Made by God...Improved by the The Devil :D
  • Anihilator
    Anihilator Posts: 2,169 Forumite
    To get a three year ban there must have been serious aggravating factors.
  • Oscar_The_Grouch
    Oscar_The_Grouch Posts: 2,246 Forumite
    Part of the Furniture Combo Breaker
    Anihilator wrote: »
    To get a three year ban there must have been serious aggravating factors.

    But the conviction is still spent.
    In the beginning, the universe was created. This made a lot of people very angry and was widely regarded as a bad move.
    The late, great, Douglas Adams.
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