How many bank accounts do you have?

Daft_Monkey

Let me see,
Barclays current account: Salary goes there, and bills and all other accounts are fed from it.
Barclays Regular Saver
Nationwide Flex Account: Used for Holidays and paying in cheques.
Nationwide e-Saver: Temporary resting place for savings.
Nationwide Members Summer Bond @6% Shame it matures tomorrow...
Nationwide Members ISA Bond
A&L Current Account: Feeds the Halifax and the A&L Regular saver.
A&L Regular Saver
A&L Premier Saver: Empty
NS&I Guaranteed Equity Bond (the 110% one)
NS&I Premier Bonds (only £200)
ING Savings Account: Taking advantage of the 6% offer.
Egg savings: Empty
Halifax WebSaver: Used every time the Halifax Regular Saver Matures.
Halifax Regular saver
Cahoot Savings Account: Empty (all good things come to an end).
M&G Index Tracker (ISA)
Recently applied for Kent Reliance Regular Saver Account but haven't heard anything yet.

And 5 Credit Cards.

Closed accounts: Abbey Regular saver, Nationwide Bonus saver, Lloyds and Natwest current accounts (although tempted to open a Lloyds account to take advantage of the 8% Regular Saver, will have to get a second job to fund it!).

All those passwords and PIN numbers...I'm going mad!

ts_aly2000

Used in order;

1 * Nationwide Flexaccount with visa card and chequebook
1 * Nationwide Flexaccount with cash card
1 * MBNA Platinum
1 * Co-Op Pathfinder Account
1 * NatWest Graduate Account
1 * Post Office National Savings (very old account)

Daft_Monkey

RosWright wrote:

How many accounts can you have? - I want to open up a nationwide current account before I go to the US on holiday (no ATM withdrawal fee or loading rate) - will I be allowed to do this as i don't want the hassle of closing my Natwest account and sorting out the wages, direct debits etc.

As many as you want as far as I know. Didn't have to transfer my salary to the flex account when I opened it.

CharleneUK

I have two current accounts, 1 online savers account and 1 credit card with Lloyds.

One high interest savings account, 1 egg money, 1 regular credit card with Egg

One savings account, one current account with smile (Don't use either, keep meaning to close them)

Various credit cards.

I guess Lloyds is my main one. The kids are with Abbey, hubby is with Barclays.

Sky_Digiman

Barclays (getting soon) - For Saving's.

Halifax Saving's Bond - My Grandma Started it for me, when im 16 i can access it, now i just look how much is in! (Dont know yet, haven't checked in ages!).

Lloyds U19 - Put Atleast £5-10 a month in for Xmas.

Thanks,
Andrew.

oldwiring

I'd differentiate between savings type media and current accounts/ credit cards that have kending facilities attacged to them, IMO there is no problem with having as many as you like of the savings type, but prudence, that comes fromseeing too many get themselves in a grand muddle warns me against having too many current accounts/ cards. It's no good robbing Peter to pay Paul to pay Mark, especially if you don't know who you've robbed when. Therfore I have one current acount, Master card that I use frequently; Visa that I keep in reserve for any palce that doesn't accept Mastercard; a department store card, that I acquired several years ago, when I got a large discount for using it. This I only use if the store is providing a discount. You see I'm not very venturous:D

BTW I think the card thing is becoming inane/insane. Yesterday an assitant at that store told me, that, if I tool out another card and cancelled the old one, I could have a discount on my purchase. I just can't see the sense and anyhow I'd not got the time with the departure of my 2 hourly bus imminent!

liuhut

I have got three current accounts each with o/d limits on just in case. Have six savings accounts each with money in for different things...florida holiday that I'm saving for, this years hols, xmas etc. Kids have got three accounts as the rates keep changing. Have two credits cards and OH has two current accounts. Oh also a flexi-loan that I have had for 12 years and have only used it once.
I keep all these open as you never know when you will have an emergency!!!

Kilty_2

Hmm, old thread but I'll post anyway.

I have 4 accounts:

2x Bank of Scotland Expresscash
1x Clydesdale Bank..... something .....
1x National Savings Investment Account.

Going to open a Nationwide FlexAccount once I'm 16 if I get approved :eek: and perhaps put the NS money somewhere else.