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How many bank accounts do you have?
new_leaf_6
Posts: 163 Forumite
I've done a financial check and have decided to just keep a Ntionwide current account, a Nationwide e/savings account (not much there!) and an ISA account (ditto!) I think this will make financial things easier for me. How many accounts do you have as opposed to need?
"Life's too short to stuff a mushroom" - Shirley Conran...she wasn't an Old Styler then, was she? :rotfl:
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1 x Cahoot current account (under review:mad: ), 1 x Cahoot savings as a current account feeder, 1 x Bradford & Bingley e saver (for the monthly interest income), 1 x Birmingham Midshires e-saver, 1 x Yorkshire Building Society mini cash e- isa, 1 x N S & I mini cash direct isa. All needed and nothing surplus to requirements.0
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Barclays current account - wages go in this, then transferred to all the following:
Barclays e-Saver - Just an online saving account. Not much in this.
Barclays Regular Saver - £100 a month goes into this at the moment. This will rise to £250 after August when my credit card is paid off.
Natwest current account - all bills are paid from this
Egg Money account - All spending on petrol and food goes through this, for the 1% moneyback.
HSBC credit card (still at 0% on a BT for 3 more months). Will close this when the balance is cleared in August.
I have one dormant Barclays account that I used to use for bills, before I started to use my Natwest one for that.DFW Nerd 0350 -
First Direct Current Account
Woolwich Savings Account
Abbey Instant Saver - the money then goes into:
Abbey Maxi Isa
Five Credit Cards. I need them for my various work expenses, to keep the type of expense separate and therefore manage my accounts better. I get reimbursed promptly so I pay the balance in full each month.
Er.. that's it.Be careful who you open up to. Today it's ears, tomorrow it's mouth.0 -
nat west current, esaver and Cash ISA. Lloyds current and esaver. Main reason i got 2 current accounts is that i have just moved to london and so if one of my cards get compromised i can just use the other. Also a Hisave account and 4 credit cards. Two credit cards for snoozing. Morgan stanley card for Cashback....:)If i have helped, use the thanks button!0
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Oh dear, I wish I'd not checked now - 16 accounts!Stompa0
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Natwest current account which handles my salary, a monthly transfer from DH and all household bills.
2 Natwest savings accounts with about 30p in each so they can be closed.
An ING Direct monthly savings account.
3 credit cards with decreasing balances. These will be closed completely when paid off.The ability of skinny old ladies to carry huge loads is phenomenal. An ant can carry one hundred times its own weight, but there is no known limit to the lifting power of the average tiny eighty-year-old Spanish peasant grandmother.0 -
Nationwide current - my wages get paid into this one
Nationwide cashbuilder - i put £15 in a month to keep xmas money seperate
Nationwide ISA - my wedding fund - all is not going well
Barclays current account - joint account which pays mortgage and bills
Nationwide e-savings a/c - joint account for our house extension0 -
1 Nationwide basic flex account
1 Nationwide ISA
1 Nationwide e savings.
In the process of opening 1 co-op account with naff debit card which i will move my basic flex account to once it's opened. I feel more in control of my money now and i feel its time to have some form of debit card even if it is a naff one.:D0 -
Two current accounts - my wages goes into A&L and we use it to pay for food, petrol. clothing, everyday stuff. OH's wages goes into RBS to pay mortgage and other direct debits. (Need to attach another savings account to this to save for hols).
Two cash ISAs.
One savings account with A&L attached to current account which I use to save for Christmas.Books - the original virtual reality.
Tilly Tidying:0 -
Current: Cahoot, A&L, Nationwide, Llyods, HSBC, Barclays
Savings: Cahoot, A&L, Barclays, Northernrock, Egg, Halifax
Monthly Savings: A&L, Llyods, Halifax
ISA: A&L, Kent, M&S, NS&I
C Card: Egg(Green & Blue), Yorkshire, Nationwide, Leeds, MS, C1
I think I need to close some....have closed some credit cards and bank accounts.0
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