What a charming bunch of people.....

Really2

treliac wrote: »

And father to be, I read. Congratulations!

If that is the case congratulations. You focus will soon change (along with sleep deprivation). :)

If it is your first you will realize how unimportant all this other stuff is compared to looking after your own flesh and blood.

doire_2

ukcarper wrote: »

Where have house prices trebled. As it happens I agree it wouldn’t be a bad thing if house prices were to fall a bit but it would take nothing like 50% for house to be back to 1972 level(in relation to wages that is) which is when I firsts bought .

So you first bought in 1972. How would you feel about trying to buy from 2006 to now?

Dan:_4

doire wrote: »

Please dont tar us all with that brush.

I just want a nice house to live in. I dont want to make thousands on it. I just want to raise a family in it.

I've worked hard at Uni and have a decent job yet i still cant afford one. OK i could probably get a mortgage but i dont want to have to work all my life just to pay it off. I want to have a life too

So you want your own house, but don't want to have to work in order to pay for it :rolleyes:

This sounds about typical of your spoon-fed uni graduate type.

doire_2

Dan: wrote: »

So you want your own house, but don't want to have to work in order to pay for it :rolleyes:

This sounds about typical of your spoon-fed uni graduate type.

Oh !!!!!!!

Who said anything about not working for it :rolleyes:

Read my post again...take it slowly this time and maybe it will sink in.
I want a life...i dont want to spend EVERY penny paying off a debt just because greedy people like you want house prices to remain too high.

I doubt i was spoon fed at uni either. I acutally worked most nights and all weekend stacking shelves to pay for it.

Stop twisiting peoples posts for your own agenda. It smacks of desperation in trying to get your point across.

Emy1501

Dan: wrote: »

So you want your own house, but don't want to have to work in order to pay for it :rolleyes:

This sounds about typical of your spoon-fed uni graduate type.

I think what is being said is people want to be able to take out a 25 year mortgage and at least have some money left over over to live etc.

My first home was 3X wage by 2001 it was 4-5X Now its 7-8X in 10 years time maybe 10-15X if things carry on as they are.

Dan:_4

doire wrote: »

Oh !!!!!!!

Who said anything about not working for it :rolleyes:

Read my post again...take it slowly this time and maybe it will sink in.
I want a life...i dont want to spend EVERY penny paying off a debt just because greedy people like you want house prices to remain too high.

I doubt i was spoon fed at uni either. I acutally worked most nights and all weekend stacking shelves to pay for it.

Stop twisiting peoples posts for your own agenda. It smacks of desperation in trying to get your point across.

Sorry, but that is not how it works in the real world.

The way I see it, you have 2 options:

1) Have some balls and take a risk, get a mortgage and buy a home for your family. For most families, this is likley to be a struggle for the first few years - it will get easier over time as your salary increases and your outstanding mortgage balance reduces. Don't think this is something new, this has been the case for generations.

2) Winge and moan about house prices being too high. Carry on renting and waiting for house prices to fall to a level you would feel comfortable with. The risk here is if you wait too long, you would have wasted thousands on renting which could have paid down a mortgage, you will be renting for ever, and end up with nothing for your children to inherit.

Emy1501

Dan: wrote: »

Sorry, but that is not how it works in the real world.

The way I see it, you have 2 options:

1) Have some balls and take a risk, get a mortgage and buy a home for your family. For most families, this is likley to be a struggle for the first few years - it will get easier over time as your salary increases and your outstanding mortgage balance reduces. Don't think this is something new, this has been the case for generations.

2) Winge and moan about house prices being too high. Carry on renting and waiting for house prices to fall to a level you would feel comfortable with. The risk here is if you wait too long, you would have wasted thousands on renting which could have paid down a mortgage, you will be renting for ever, and end up with nothing for your children to inherit.

I don't think many disagree with this but its getting harder and harder for the young to get on the market. Its much harder than when I first bought and harder than when my Parents bought. It will soon be impossible for many if things carry on like they are.

System

doire wrote: »

Oh !!!!!!!

Who said anything about not working for it :rolleyes:

Read my post again...take it slowly this time and maybe it will sink in.
I want a life...i dont want to spend EVERY penny paying off a debt just because greedy people like you want house prices to remain too high.

I doubt i was spoon fed at uni either. I acutally worked most nights and all weekend stacking shelves to pay for it.

Stop twisiting peoples posts for your own agenda. It smacks of desperation in trying to get your point across.

How much deposit do you have saved?

chucky

treliac wrote: »

Take no notice Graham, you're a good looking guy. And father to be, I read. Congratulations!

that would depend on what you think good looking is...
are you saying that Ronnie Corbett is a good looking man too??

i'm joking by the way

doire_2

Joeskeppi wrote: »

How much deposit do you have saved?

A nice amount...but when council houses in my city are for sale for £180,000 then i think i'll need quite a bit more if im to have any kind of life other than spending all my wage on a mortgage.