3 mobile shock

M21

MY HUSBAND HAD A CONTRACT WITH 3. WE HAD LOTS OF PROBLEMS WITH THEM NOT LOWERING HIS TARRIFF ETC THERE WAS ALOT OF CONFUSSION THIS WAS IN 2007 WE HAVENT HEARD ANYTHING SINCE UNTILL YESTERDAY WE GOT A LETTER SAYING WE OWED 278.94! IM JUST WONDERING IF ANYONE KNOW HOW LONG DEBT CAN BE LEFT BEFORE 3 WOULD HAVE TO WRITE IT OFF? AND WHAT YOU SUGGEST I DO. I HAD ALL THE PAPER WORK FROM THEN BUT CANT FIND IT AND FEAR I MAY HAVE CHUCKED IT AWAY THINKING THEY MUST OF CANCELLED IT.
PLEASE HELP AS THERE IS NO WAY WE CAN AFFORD IT.
ALSO DO I HAVE A RIGHT TO ASK FOR THE NOTES ON THE ACCOUNT TO BE SENT TO ME FREE OF CHARGE??

Jon_01

6 years is the limit,

Did 3 cancel the contract and confirm that ?

DarkConvict

Firstly, try not to write in capitals, people will see it and not bother to read it.

6 Years is the limit for statute barre,d and even then it is not wiped off, just not enforceable via a court.

For access to the records, you need to do a Subject Access Request (SAR) cost is £10.

If you cancelled mid contract they might be chasing you for the remainder of the contract as you can't cancel mid contract. My best advice would be to write to 3 directly, inform them of the reasons for cancelling due to them been unable to operate your account and put the debt in dispute. If they admit it is there fault ask to them to wipe the debt off as you cant be held liable for their actions.

simone83

was this from a debt collection agency Roseburghe?? I got one too from a debt from 2004 that is from when someone stolen my identity, this compnay has bought a load of debt from 3 and are trying to chase these 'debts'. feel free to message me and we can chat about it.

I am trying to find out the details from 3 and two heads are better than one!!

Buzby

Debts 'written off' are something that has no relevance to the debtor. These debts are assigned (or sold on) to a third party company and the debt ALWAYS remains owed - it NEVER vanishes. After 6 years it enters a state called 'statute barred' but nevertheless, the debt still remains in the name of the debtor, until paid.