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Weekend Sat 28th- Sun 29th November 2009 - What small DFW things have you done today?
Lurleene
Posts: 1,108 Forumite
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important
:D:
Hi everybody - I can't believe I am the first one on here today - and I got my third star too!
Hope everyone is busy having fun, instead of posting on here!
Today we are off to a birthday party, bit of shopping and X-Factor to look forward to tonight. I will check back later with my list, have a good day and hugs to those who need them!
L x
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important
Hi everybody - I can't believe I am the first one on here today - and I got my third star too!
Hope everyone is busy having fun, instead of posting on here!
Today we are off to a birthday party, bit of shopping and X-Factor to look forward to tonight. I will check back later with my list, have a good day and hugs to those who need them!
L x
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Comments
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Morning L :wave:
And hi to all whenever you turn up

New for all: Quidco are doing cashback in-store for certain places
Anyway, this weeked I'll be:- washing, hoovering, tidying etc

- reading up on stuff for a course next week
- packing for said course
- planning the last of my Christmas presents

@ LBM = £15,872.65, now £10,819.82AF Jan = 7/? Feb = 5/14 Mar = 14/20 Apr = 6/14 May = 2/14 June 2/14 July 0/TF Aug 1/TFv Sept 6/TF Oct 4/7"NEVER DOUBT YOUR OWN QUALITY"0 - washing, hoovering, tidying etc
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Afternoon everyone, (where are you all:p)
Today
I have checked online banking
Sorted all papers for reccyling, after using them to make 10 paper mached balloons for rainbows this week; bet you are dying to know what we are going to make.............. Santa's and Snowmen (bet you're impressed):rotfl:
Sharpened crayons for rainbows and chucked the ones that were dead, (had a few donations of crayons from people whose children have "grown up".
Ate toast for breakfast and lunch.
I will clean bathroom and downstairs loo using up old products I have left lurking at back of cupboard.
More washing, hopefully not too much will have to hit the tumble dryer
It wont be a nsd, as I need cheese and rolls, will just have to check fridge if there is anything else.
I will see how much washing I can put away without ironing it:o (that will be most of it)
If I have time I will clean conservatory as it is looking a bit dusty.
I have been busy this week. I have made a big hole in my crimbo shopping. I did most of it online at boots free delivery got 12 presents all 3 for price of 2 and spent £51 and got £12 back in points:j
I am off into loft later to see what other christmas bits I have left, wrapping paper, and cards etc.
I will return later just to check that you haven't all been abducted by aliens. :eek:My finances are work in progress.Normal veiwing will resume shortly0 -
savingforarainyday wrote: »Sorted all papers for reccyling, after using them to make 10 paper mached balloons for rainbows this week; bet you are dying to know what we are going to make.............. Santa's and Snowmen (bet you're impressed):rotfl:
They sound so cool!
savingforarainyday wrote: »I will return later just to check that you haven't all been abducted by aliens. :eek:
@ LBM = £15,872.65, now £10,819.82AF Jan = 7/? Feb = 5/14 Mar = 14/20 Apr = 6/14 May = 2/14 June 2/14 July 0/TF Aug 1/TFv Sept 6/TF Oct 4/7"NEVER DOUBT YOUR OWN QUALITY"0 -
Hi all - hope you're having a fab weekend so far. There's a new £1 poundland opened by me at work today so the £4 quid I spent would have cost me normally about £21 in Mr Tesco. Wow I love Poundland. First one near me in t'valleys so I'm well chuffed as I don't have to travel to Cardiff or Cwmbran!Anyhoo, love to you all.
Sassers xCurrent debt and mortgage: £25, 820.35 Debt/Mortgage at start: £92,598 (27/09/2010)
DEBT FREE!0 -
Morning All!
Haven't been about for a few days!
Today i will
Sort school for DS in Sept! (PRIORITY!)
Clean as much of house as poss
Worked this morning 6 til 1
Back to work tonight 4 - 9
All meals from cupboards
No heating
Washing over clothes horse thing!
Sassers - Where abouts are you i'm in Cardiff/Newport just on the outskirts in a little village which is neither Cardiff or Newport really!
x DFW Nerd #awaiting number - Proud to be dealing with my debts!
Dont cry because it's over, smile because it happened.
Sealed Pot Challenge #781
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Afternoon all,
The friendly aliens let me out after a while. Hugs to those that need them.
Today I have/will:
· Checked online banking and took cash out for my ‘allowance
· Enter comps online
· Daily scratches
· Meals from storecupboards
· Have a LSD – treated myself to an album (it just flew into my trolley – it will come out of my clothes budget)
· Need to write a food plan for next week
· Avoid going into town as it will be really busy with Xmas shoppers
· Washing on 30
· Sort out what veggies I am going to plant next year
· Batch boiled loads of chicken for sandwiches and home made KFC
· Making a batch of carrot cake muffins (will try and freeze some too)
· About to make a start on dinner – mum has invited some friends over so I am making
o Butternut and sweet potato curry
o Chickpea curry
o Chicken balti
o Bombay potatoes
· Need to make a batch of the KFC seasoning
Think that is about it but I am sure there is more to do, take care everyone
Candy xxxxDebts at the start of my journey - about £23,000 lightbulb moment 01.03.2007 (1st payment to CCCS)..Debt Free Date 25.06.2013 Deposit savings £17,000/£30,0000 -
Sassers - Where abouts are you i'm in Cardiff/Newport just on the outskirts in a little village which is neither Cardiff or Newport really!
x
Hellooo :wave:
I'm working in Caerphilly at the weekends, I work in Cardiff in the week and I live the other side of Pontypridd. Feels like a hotel sometimes lol
How nice to speak to someone not too far away up the road :T:T:T:T
Love Sassers xCurrent debt and mortgage: £25, 820.35 Debt/Mortgage at start: £92,598 (27/09/2010)
DEBT FREE!0 -
this weekend i have/will
updated all accounts and changed my signature
done scratch cards
played free bingo
cleaned kitchen, just floor to go
cleaned bathroom, just floor to go
clean and tidy the rest of the house
try to make rational informed decision about new dishwasher - old one has literally just gone pop or should i say bang! tesco's via quidco is the best option so far
no heating on
washing put away and new washing on hallway lines with dehumidifier.
make shopping list for cleaning stuff we're getting tomorrow
find more new homes for bulk purchased tins yesterday
must start wrapping some chrissy pressies
must finish some more chrissy pressies.0 -
Evening everyone,
It's a very wet day in Aberdeenshire today, have been out with my friends for the day. We were going to get the railway up Cairngorm mountain but it took a lot longer to get there than we thought so we just went for lunch instead. Weather wasn't so bad earlier but it's peeing it down now...yuck!
So only a small list for me...- Breakfast at home
- OH paid for lunch

- Dinner at parent's house (thai red prawn curry)
- Check banking
- Put away some washing
- Early night (hopefully!)
LBM 17th August 2009 Debt at LBM £18,612 Proud to be dealing with my debts.0 -
I have a lazy day pottering about
I did a huge amount of the christmas shopping yesterday but got some bargins with my staff discount.
Went into town today and bought some Christmas bits, I am off to Germay next week with a friend for 2 days so got money changed.
The house is looking better than last night night.0
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