3g debt - sold on?

simone83

Hi,

am looking for some help with a debt from 3G which they have sold to a debt collection agency.

In 2004 I left me exparter and as he worked for phone 4u he used my details to get a load of mobile phone contracts. I have to make all this offical and he was asked to leave his employment and all the debts were written off at the time (about 3 of the bog providors).

Now 5 years later 3g has sold a debt to a third collection agency who have written to me about this debt of £484.00.

I stupidly got rid of all the details of the aboe when I moved house in April 2009, thinking it was all well in te past.

The debt collection agency are saying that becuase they bought the debt I owe them and that 3G will now have no record of it, or the details of how it came about.

I am completly distraught and dont know what to do next. I am not paying for something I didnt do - but the debt collection agency say that they own the debt and I must pay it.

Any help would be great

Thanks, Simone

DarkConvict

It takes 6 years, so you are just shy off the limit of it been statute barred.

I believe they would still need to prove the debt is valid, i believe 3 should still hold records on the account, as it was written off by the sounds of it due to fraud the debt should never have been sold to begin with. They have to prove the debt is valid, not that it is invalid.

Highly recommend you post this in the debt forums for advice on debts and DCAs - http://forums.moneysavingexpert.com/forumdisplay.html?f=76

Jon_01

Nothing is EVER deleted from the networks database. It might be archived, but it's always there.

I'd suggest you tell the agent that's its an error on 3 side and that this was a fraudulent application and you'll be contacting 3 so they can confirm this for them.

Then get on to 3 and see it you can get through to their fraud team (some networks team are contactable by customers, some aren't). Explain what's happened and ask them to send you conformation that this acc was a fraud app and see if they'll contact the agent for you. If not when you get the info just forward it on to the agent.
If you can't get to the fraud team, try the billing team they have access to the same info but not in such depth and they may be able to forward the query to the right person for you.

simone83

anyone else had a letter from Roseburghe about old 3 debts?

greyster

3g definitely still has the data, don't listen to any bs.