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The big challenge - pay off £20k by Christmas 2010
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Interest has been added to VERY today so its gone from £460 back upto £476.83, so I have made a PAD of £6.83 to get it back to down to round figure og £470
Aim this month is to get it below £400! xx :j6 debts cleared since joining MSE:j:eek: Remaining debts... Very / Halifax Loan/ A&L / Virgin cc / Lloyds / Sister :eek::smileyheaGetting Married 04.12.10 - The MSE way :smileyhea:dance: Making this house a home :dance:0 -
money that intrest is crippling i cant believe they can charge that the grrrrs !!I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
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Another £260 safely received into mse a/c's from various free bingo and scratchies, so new total is £6451.50
Not done Feb month end figures yet, to work out savings on budget for elements I have control of, will update later.
Still managing to claim some £5 & £10 amazon vouchers from other free bingo sites, but don't count them until I use them.0 -
My bank just sent me an email to say they are reducing my overdraft facility by £1300 on 4/4/10. That gives me four weeks to make and pay of £1300. Started ebaying today. Nothing like a bit of pressure to concentrate the mind to pay off debts.
I paid off £300 from my emergency savings account. Just £1000 left to find.business mortgage £0))''(+ Barclay's business kitchen loan £0=Total paid off was £96105 PPI claimed and received £13527
'I had a black dog, his name was depression".0 -
i didnt know they could do that i think its a bit flaming harsh to expect people to find cash like that in a month :O xI AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
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Just got month end figures, savings on areas I have budget control over were:
£1207, so new total is £7658.50.
Things will slow down after April though, unless I come up with some amazing new ideas for moneymaking.0 -
poohbear59 wrote: »My bank just sent me an email to say they are reducing my overdraft facility by £1300 on 4/4/10. That gives me four weeks to make and pay of £1300. Started ebaying today. Nothing like a bit of pressure to concentrate the mind to pay off debts.
I paid off £300 from my emergency savings account. Just £1000 left to find.
That's awful Pooh, have you tried calling them to see if they will agree to phasing in the new overdraft facility over a longer time period.
It is supposed to be part of the credit crunch that more banks are doing this unfortunately.0 -
That's terrible Poohbear...what bank is it?..that way we can be aware.0
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Hiya, that's what nationwide originally did to me, they wanted 700 pound but I rang them and arranged to pay 40 a month until I reach 0 - although I pay 50 xxx:j6 debts cleared since joining MSE:j:eek: Remaining debts... Very / Halifax Loan/ A&L / Virgin cc / Lloyds / Sister :eek::smileyheaGetting Married 04.12.10 - The MSE way :smileyhea:dance: Making this house a home :dance:0
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£550.00 to Abbey paid today.Mortgage £25,789.17/£24,918.14/£22,921.47
Pay off £20k by Xmas 2010 - £16,360.000
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