The big challenge - pay off £20k by Christmas 2010

Happytogetdebtfree

Is there not a letter on here that you can send that stops them from calling ? i think there is but i dont know where, oh has been told a payrise is in order by a few hundred a month :-) yip yip yipeee x

taxi73

Don't worry about me Gailey ....I'm fine...

You are under a lot of stress yourself by the sound of it.I'm sure there are templates on here...

sarahs999

£100 to Post Office.

Happytogetdebtfree

Well done Sarah and hi taxi :-) x

parsniphead

Hello Everyone

I haven't updated for a while, flippin computers not working.:mad:

My debt repayment for this month and a little of last is £901.

Keep going all.

taxi73

Keep going everyone..you are doing great x

sarahs999

I'm on a roll now. Got to clear that VIrgin card by August so I don't have to get another BT card (will have to forthe PO card, but better to move one than two!). Cheer me on please! £839 to go...

gailey_2

Hi me again going to try post more regular.

everyone doing so well.

taxi hope you ok and treatment all sorted.

paid another
10pound additions
5pound next

have another 945 to clear hope to do this by xmas.:eek:

paid 160 into Lloyds for loan and bankcharges.

still need to find26ebay fees
37phone
90bankcharges
40loan
75barclaycard
93additions.

so still lots to pay.

got new parents evening at school tonite so need to buy 2school cardies for sept.

have to pay this terms lunchclub at preschool this week.

Thur have to pay summer term gymnastics and summer hols so expensive week.

trying to last out on food until 15th when hubby gets paid.
feel so sorry bless him hes been looking foward to crappy conference for last week as free meal but food not included which is unheard of in past so think he might have ordered soup rather than steak.:rotfl:

I think what will scare him is at end of year when he realises how much debt repayments are but at same time does make me think once cleared we could maybe save 20grand in a year for house deposit or nice holiday.:beer:

want to go back centreparcs.
would love to take kids to disney paris or florida not fussy.
uncle lives southern state america but flights pricey, 2flights and not much near him apart from new orleans/dallas.
would love to renew our vows on beach and have car that works

House buying tricky as need 25percent deposit, 1income cant afford morgage until debt cleared and havent got immaculate credit history.

Anyone thourght of any goals they will have once debt free that keeps you going.

Tommorows ebay listing so need to take lots of pics.
got few parcels to go postoffioce and courier picking up pram.

Hs letter ftom sun john fowler holidays really exited as 2weeks time st ives here we come.:j

Right best go since baby can crawl properly now, has go gadget arms and cruising nothings safe in house shes so fast and eldest went back to preschool today so enjoying some peace this morning.

Feel like theres not enough hours in day to do all money making, look after family and keep tidy house.
according to wright stuff my salary as stay at home mum 33grand a year that would be nice.

ohh good luck on computer front dad reckons is fixable for 20quid so miracles do happen.

sarahs999

When we're debt-free we're going to save like mad for our son's university fees. I so thoroughly disapprove of the way this country has gone, saddling students with massive debt before they've even started thier working lives. It's just wrong. So I want to be able to pay as much as I can for him - when I went to uni I had a mixture of a grant (remember them!) and a little money from my parents. Amazingly I left with only a small overdraft and no other debt. Would like to to be the same for DS. Dream on!

Happytogetdebtfree

Il have a nice big savings account that i will invest in various places to bring passive income streams in
i will have my tt audi
i will have nice holidays where i like
i will keep making money
i think like that now positive thinking xx