Frugal Living 2010 -The Cost of Living Challenge, INTRO

Liz33

Hi,

I'm hope i'm not too late to join please add me on and i'll work out my budget later.

Liz33

And good luck everyone, happy new year!

Liz33

[ Bust those debts, increase those savings, aim beyond your wildest dreams and see where the adventure takes you. ]


I love this it is very inspiring, you're right

cw18

Never too late to join

I joined in for the last few months of 2008 (so I was very late in signing up that year), and ran those as a practise of getting to grips with monitoring spends - alongside learning the difference between want and need.

2009 was a full year of 'learning', and making sure this becomes second nature. Though I set an overall budget split into categories, the indivudual budgets were constantly changing as I realised that I'd set them totally high/low - or forgotten to build in anything for emergencies :eek:

2010 will be the year I'm going "all out" for it, and I'm hoping that there will be very little rejigging to do (other than moving some of the allowances from some categories to a stock-pile fund for the same category - as I use up things I've gone overboard with buying).

I'm still going to cast my eyes over my budgets one last time tonight, and then shall post my finalised 2010 budget ready for the off :T

slowlyfading

Buffythedebtslayer wrote: »

It worries me for the profession as a whole that so many feel the same. nearly every teacher I meet is either miserable, stressed out or literally terrified of losing their job.

This scares me as I'm currently in the process of doing a PGCE!

homegrown_life

Just wanted to wish everyone a Happy New Year :beer:

Here's to getting to know you all a bit better, to taking control of our finances and havign a great time while we're at it!

I've already got a little bit spent from 2010's money as my DS needed new trousers and we were passing by Primark and it seemed daft to pass it up as we'd already been paid and we don't go past there normally. Also stocked up on some beans at Morrisons yesterday (4 tins for 89p) and some flour, eggs and sausages that were on offer too.

Tomorrow shall hopefully be the 1st of many NSD's also (as today was but a little late to reach my december target).

Really looking forward to it all!

Jules

Please can you add me - Jules

I'll work out and post a budget later.
Happy NewYear everyone! :beer:

Puddleglum

slowlyfading wrote: »

This scares me as I'm currently in the process of doing a PGCE!

Don't give up Slowlyfading. I taught in London for seven years and hated it. I took 11 years out before I was forced back into a tertiary education college in Somerset. It is fantastic, really great. Students and and staff are all very supportive. I have realised that if I had found the right school sooner then I would have really enjoyed my teaching career. So the message really is that teaching is great just don't necessarily fall straightinto the first job(s) you are offered.

skint_chick

Loving how many people have signed up this year and the picture of frugaldom Nyk it's gorgeous and I am very jealous.

Spent today de-cluttering for the New Year, and organising DH's vast collection of DVDs into categories to box and label - courtesy of my Billy bookcase and boxes from Ikea trip months ago. I've also been studying hard and have mastered 3 new tenses for my evening class and completed all my homework. Tomorrow is practice paper day so I know what to work on before the exam in May

I've already booked a trip home to see a few close schoolfriends for the end of January as this year I need to make more effort to spend time with people who make me happy as sometimes I feel I spend too much time on my own.

Aril

Hello fellow frugallers:j:j
Despite my promises I didn't make it back did I. Too busy visiting people for coffee:D:D Have had a couple of fab days on the decluttering and recycling front- don't know what my neighbours must think as I've been putting bags out in my porch first thing on a daily basis and then a series of different people arrive and take them. Freecycle- marvellous and I haven't even asked for one single little thing either. More stuff has also been sorted and is ready to go and it keeps me busy whilst my purse remains safely within my bag.
We did venture into town today and I have finally used a theatre voucher which has been languishing in my drawer for a couple of years to buy tickets to see Avatar. That will be our one festive treat before we go back to work/school. Only spent money on necessities other than that.
My frugal project for tomorrow is to try and rescue the small person's beanbag as it has become rather flat looking [it looks like a rather sad, deflated space hopper when you pick it up currently:rotfl::rotfl:] I've removed the offending filling and once I've washed it I'm going to try filling it with the stuffing from 4 old pillows that have seen better days. It may not work but at least I'll have tried. I will also do a full food audit so that I have a good idea of what we actually have and haven't got post Christmas.
Hope you all have a splendid new year and looking forward to sharing all your adventures with you over the forthcoming months. Even I should be able to make 1st January a no spend:rotfl::rotfl:
Arilx

Debs08

Hi this is the first time I have ever done anything like this, I am the technophobe in the family. Could you please add me to this forum as is pretty much how I have always lived my life, just didn't know there were others like me in the world. Looking forward to learning from you all. Will write more about myself and family later. Wishing you all a lovely New Year