MSE News: Bank charges: banks win test case appeal

DJBlu

mramra wrote: »

Alternatively, pay more attention so that you don't go overdrawn again thus avoiding the charge that is clearly stated in Lloyds T&Cs that you agreed to when you opened the account.

You really are a pompous !!!!!. I think you should leave your wind ups for some other time.

Scooby60

Anyone know whether hardship cases are still able to go ahead and reclaim bank charges? I had over £3600 refunded as a hardship case and as soon as the banks won their case this morning - guess what - over £100 applied immediately with more charges!!

bryanb

Set fire to a few British trucks, Blockade the channel ports?

philatio

This is absolutely disgraceful.
It shows what a truely S*** country we now live in

You're spot on there actually.
The reason this country's in such a mess is due to people ignoring self responsibility and blaming others for their own problems or ineptitude.

"I've spent money thats not mine to spend.. QED.. it's the banks fault"

neverdespairgirl

robpw2 wrote: »

theyre not in the house of lords anymore
its now the supreme court

At the time the case was heard, they were indeed members of the House of Lords.

PACGU

PadiP wrote: »

Ever thought about Anarchism? It's not the chaos many people think it means. We could then make our society the way we wanted it, including having banks the way we wanted them. All we have to do is organise!

Can you imagine the smug look on the faces of all involved in the banking industry today? You can pick them out in a crowd Im sure, from Bonus Buddies right down to the misguided tellers who are in reality nothing more than unwitting pawns.
-All that is left to do now is to abandon the current system altogether -everyone join or form a credit union style facility (Martin?) and leave the old establishment to their own devices.
-I have already withdrawn from 'standard' models in many aspects of my life and feel more in control and 'safer' in many ways. It is a very liberating feeling indeed and one I recommend to you all.
Do yourselves a favour and seriously consider it.

robpw2

philatio wrote: »

You're spot on there actually.
The reason this country's in such a mess is due to people ignoring self responsibility and blaming others for their own problems or ineptitude.

"I've spent money thats not mine to spend.. QED.. it's the banks fault"

ah but you have not spent money in the case of failed direct debits

if the bank paid my direct debit then charged me £35 then i wouldnt mind because it would be like a short term loan

but they dont they dont pay anything and get £35 odd for the priiveledge of doing absloutely nothing

PadiP

LATWTTB wrote: »

The trick is to stop the direct debit and pay in cash-asuming you have it-if you don't you do without-that's how I was brought up....

Not as easily done as said thesedays - many utilities charge a non-direct debit handling fee of a few quid nowadays, something declared illegal in Ireland a couple of years ago, but not in good old Blighty!

alex_read

So the PM pledges support to MSE for the bank charges and the next thing we know the supreme court rules in favour of the banks? Another great plan & win by the dictatorship which has become the UK since '97. Now if only we'd have all seen a fraction of that money which'd changed hands... :c(

robpw2

The_White_Horse wrote: »

not really. i wouldn't have expected the supreme court to consist of a load of ignorant chavs with massive debts.

surely it should be made up with a cross section of society

if that had to include ignorant chavs so be it


i have debts does that make me an ignorant chav
or a middle class hardworking member of society who was involved in an accident and fell upon hard times