What small DFW have you done today Wednesday 25th November?

katylittlelady

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Never thought I would end up starting the thread!! But it has happened! At least I hope I haven't duped, it is early after all!

Good morning to everyone who follows, hugs to those who need them! Only one month til Christmas now!!!:eek:

I'm on A/L day so have more time to do a few things than usual so here is my list for the day

• [STRIKE]Make Chicken stock from chicken carcass from dinner yesturday[/STRIKE] 1st lot in slow cooker
• Make Roast dinner soup from some of leftovers
• Make banana cake
• [STRIKE]Washing Up[/STRIKE]
• [STRIKE]Laundry HC[/STRIKE]
• Put clothes away
• Flylady tasks
• [STRIKE]Daily S/C[/STRIKE] 20p
• [STRIKE]Daily competitions[/STRIKE]
• [STRIKE]Daily lotteries[/STRIKE]
• [STRIKE]Comps ending soon[/STRIKE]
• Any surveys available

Think that will do for now, have a great day everyone! x x :j

Katy83

Morning Katy and everyone who follows :hello:

Thanks for starting the thread Katy!

Am really stiff this morning after my riding lesson last night, we were doing some jumping and I was so nervous! Properly shaking like a leaf...managed it though! Am feeling quite proud of myself today.

My list for today

• Breakfast and lunch from stores
• Dinner from plan (pasties and wedges)
• Check banking
• Hokey Cokey tonight
• Tidy up dining room
• Shopping list for visitors
• Shopping at M&S to use vouchers and morrisons for the rest (they aren't coming till Friday but I'm busy tomorrow night)
• Swimming after work (I will I will I will - please shout at me if I don't)
• Pay deposit for work xmas lunch

That's it for me, happy hump day all xx

Pippilongstocking

Morning Katy and Katy well done on starting the thread

Today

Hokeycokey in and on again
Clothes drying indoors whilst heating was on this am
Mince and tatties in the slow cooker already for tonight
PUt away a pile of laundry
Work hard today
Check banks
PAD to gargamel
Watch for cc spends to make sure all is OK
Walk doggie later for free exercise
Make sure lights are switched off! (save the planet)
Phone OH from work
See what takes tar or oil out of silk (lovely old frock with a spot tar or something similar on it)
Need to invest in some fruit as the fruit bowl pattern is showing (whilst its a nice bowl - I think the five a day bit is more important)
Find some decent socks for today
Put on a pair of tights under my jeans for insulation
Hide any parcels that should arrive via ebay quickly!
Charge phone and laptop at work!! (He he he he he)
Store lunch at work from my stash

Hugs chaps welcome to any newbies -

YB - dd thinks she did OK so will see what happens!!

Pippilongstocking

PS fingers crossed for the bank charges decision - whilst I don't hold out much hope of ever seeing my charges again - I so hope that somehow the decision means I can ask for them now!! (Or someone gives me them back - half the mess my finances were in were due to things being compounded by silly sneaky and not nice bank charges). Hey banks - we're people you know!!

lolly_896

Good Morning All!

thank you for starting post Katy

yesterday i was ever so good and did all my tasks! even listing on ebay, the worst job in the world, i made about £25 on my first lot that ended yesterday Some more ending tomoro. Only had one payer though

so today

No heating - i managed this easy yesterday
[STRIKE]lunch from stores and tea[/STRIKE] - mushrooms on toast for lunch and HM pizza for tea
list more on ebay - not sure what but i'll aim for 3 things
Convert clubcard vouchers to deals so me and dp can eat out with no children
go in the attic and get ds1's old toys out to recycle for DS2's birthday! (I wouldn't have dreamed of this before but he will only be 1 and know no different )

And visit my mum not very DFW like she lives 10 miles away but she has bought me a coat from Debenhams which i wanted/needed and she bought through my quidco with about £5 cashback!

good day all x

PurpleFairy26

Mornig All!!!

I am working from home today so must make sure I do a load of work and don't keep drifting on to here!! Lovely meal out last night paid for by work and they gave me a beautiful boquet of flowers (which are making my lounge smell lovely). Great company too.

Today I will:

• Check banks/quidco/CC and spreadhseet
• Lunch and tea from stores
• no heating on whilst at home
• washing drying inside
• phone to see where the cot I ordered on 4 day delivery (8 days ago) is!?
• won't be a NSD as going out with friend for drink tonight. (non alcoholic of course) however, it will be LSD as we are both very MSE and make a round each last all night in our local!

Have a great day everyone

honeybear_2

Morning all

I'm still off with bear flu so will be another restful day of:

• watching the fallout from the bank charges decision - OMG! :eek:

starnac

morning all. hope you are all having a lovely wednesday. i'm still at home with a porrly sick DD so we're still in bed at the mo. she's in my bed watching cbe*bies. it's quite nice actually.

katy - does banana bread taste like bananas?? i know it's a stupid question but i'm not THAT keen on bananas but fancy making the bread.

today i will

[STRIKE]check banking[/STRIKE]
[STRIKE]check emails[/STRIKE]
[STRIKE]do surveys if any in inbox[/STRIKE]
[STRIKE]pack - we're going up north tonight for a flying visit[/STRIKE] doesn't look like we'll be going now as my appointment (the reason for going) has been cancelled
NSD as we're not going to the coffee morning DD and i normally go to on a wednesday
take pictures of items to list on ebay

think that's it for me

katylittlelady

katy - does banana bread taste like bananas?? i know it's a stupid question but i'm not THAT keen on bananas but fancy making the bread.

I will test it on my husband later as he doesn't like bananas but has not tried it yet! I have made this regularly for work and they all like it including some non banana lovers! Have to say though it is much more like cake than bread! x Can give you the recipe later if you want it? x

Pippilongstocking

Starnac (waves hello!!) - Banana bread

both my kids hate bananas but like banana bread - it smelly bananaish but doesnt really taste very bananany

IYSWIM

HB - bank charges appeal failed - PAHHHHHHH!!!!!

Lolly well done on getting so much done yesterday

Waves to all

honeybear_2

honeybear wrote: »

Morning all


I'm still off with bear flu so will be another restful day of:

• watching the fallout from the bank charges decision - OMG! :eek:

Meant to say I'll also be:

• continuing sorting for Christmas
• tidying up
• trying to work out if I'm well enough for work tomorrow

Have a good day all