Wed 25th Nov *One month 'til Xmas* Daily Chat thread

bank_of_slate

Queen.Bess wrote: »

Morning All!

Fingers crossed too Kayleigh. I have to say I haven't written any letters yet, which is quite bad of me, but I think I might get a template ready and when the announcement is made, which of course we hope will be a good one, I can send it off!

Have a good day all! Bess xx

I haven't written the letter to The Halifax yet but I have prepared the spreadsheet of charges already! One with and one without interest :T

Mmmmm fish man has just been, fresh smoked haddock for brekky :T
...Linda xx

bookseller1980

How can I pay the Dds if I cancel them?

Phoned morthage protection.
They have paid me from 3rd Sept to 2nd Oct.
Yhey will only pay 3rd Oct - 1st Nove after I have had the JC sign another proof of still seeking work form and I have provided evidence of jobs applied for. The fact that JC signed the original form during this period don't count. I now have to make an appointment with JC to sign the form as they won't do it during normal sign on time. THEN the next one will be due next week.

I give up, I really do. Life just ain't worth it at the moment.

becky_rtw

Bookie that is seriously rubbish!!

Linda - it may be that repayments minus the 'fair' fee will be automatic but that wont happen striaght away...which is why I havent put mine in yet because itsl ikely they will take off whatever is deemed 'fair' from the total refunds...

OMFG just seen they ruled in favour of banks!!!! How could they!

bookseller1980

Phoned JC. Too busy to see me. They will try to sign it on Monday normal appt if not will get in the same night's post!
Helpful to a t.

Lucifa73

My FIL had similar issues with PPI on his car payments. It's a farce. They do everything they possibly can not to part with their cash while the person they are supposed to be providing a service to struggles and stresses. It really needs looked at.

In other news engineer guy is coming sometime today to fix oven. Have got ingredients in to celebrate with a batch of muffins:D

redsquirrel80

becky_rtw wrote: »

I know the cheeky beggers are now charging to reserve seats too - you can tell its run by the government now!!! Rarrrrr

Is that East Coast Trains?

Ames

Morning. I've got a meeting with my social worker at 11.30, then I'm giving a lift to ex, and in return he's coming back here to put away the shopping from the asda delivery this afternoon.

They've ruled in the banks favour? Can't type what I think of that or the swear filter will melt.

Linda and Notty, hope you feel better soon.

becky_rtw

redsquirrel80 wrote: »

Is that East Coast Trains?

Yep - they never used to charge for that - and now they are charging for delivery of tickts too (I collect mine but its not the point!) :eek::eek::mad:

Pooky

Diamonds offer - £0 spend - £6 cash back - £50 worth of goods

Teddy offer - £3.98 spend - £10 cash back - £20 worth of goods

Choccy offer - £16.95 spend - £12 cash back £35 worth of goods



Total spend - £20.93

Total cash back - £ 28.00

Total goods - £105.00


I seem to be in profit by £7.07 and have £105 worth of goods.

Don'tcha just love MSE

Queen.Bess

Here is the news:

http://news.bbc.co.uk/1/hi/business/8376906.stm

Not dead in the water just yet, but what an absolute a*se!