Do my loans still need to be active to reclaim PPI??

Bostonboy

bethg2009 wrote: »

Was thinking the same finatra, plus the same post been copied and pasted onto different posts!!

Spam, spam, spam, spam!!!!:rolleyes:

Hi
I was only suggesting another solution, not spamming. There is a misconception that everyone just has to send template letters off and they will get paid and that is simply not the case and I know that from personal experience.

finatra26

Hi Bostonboy - the main reason for this part of the forum though is to allow us all to give help & advice to each other so that we can reclaim ppi ourselves. Most people understand that the template letters are just for guidance & also most of the reclaim success stories are from people using them & not claim companies.
MSE is about giving the people power for themselves!
I personally spent about 4 hours every night for weeks reading the posts before I put in my claim but I think the tired mornings & price of a few stamps were well worth the thousands I would have had to give to a claims company

Bostonboy

finatra26 wrote: »

Hi Bostonboy - the main reason for this part of the forum though is to allow us all to give help & advice to each other so that we can reclaim ppi ourselves. Most people understand that the template letters are just for guidance & also most of the reclaim success stories are from people using them & not claim companies.
MSE is about giving the people power for themselves!
I personally spent about 4 hours every night for weeks reading the posts before I put in my claim but I think the tired mornings & price of a few stamps were well worth the thousands I would have had to give to a claims company

Wow! You must have had some big claims!
Well done to you for putting the time in.

finatra26

My claims were on a cc from 1987 & a loan from 1995 (the size of the payout was due to the many years of interest) & I believe not a single claims company would have touched these with a barge pole!
Proof in itself that doing your homework & believing in yourself is worth it's weight in gold

amandasimbo

Hi new to this site and looking for advice on reclaiming ppi.Found a letter on clearing out desk stating my payments were going up april2009 came as suprise as didn't realise I had morgage protection and I am a nurse very secure job choice so prbably would never need this sort of product.good sick pay etc do I have a claim do you think also have neck problems and realise this could never pay out .Most nurses get bab backs at some point .Do I cancel the policy and try to reclaim or the other way round do you think I have a claim.
Cheers

Newkid

finatra26 wrote: »

My claims were on a cc from 1987 & a loan from 1995 (the size of the payout was due to the many years of interest) & I believe not a single claims company would have touched these with a barge pole!
Proof in itself that doing your homework & believing in yourself is worth it's weight in gold

Good posting finatra
Time just evaporates when you are on this site. Have you had any success with your claim ? How did you go about it ?
Thanks
Newkid

di3004

amandasimbo wrote: »

Hi new to this site and looking for advice on reclaiming ppi.Found a letter on clearing out desk stating my payments were going up april2009 came as suprise as didn't realise I had morgage protection and I am a nurse very secure job choice so prbably would never need this sort of product.good sick pay etc do I have a claim do you think also have neck problems and realise this could never pay out .Most nurses get bab backs at some point .Do I cancel the policy and try to reclaim or the other way round do you think I have a claim.
Cheers

Hi and welcome.;)

I can't see why not, if this was mis sold to you for any reason.

I would if you can, post this on a thread of your own, but heading it Mortgage Protection Help, and this way your post will not be missed by the right one that can help and advise you through this.
Dunstonh is fab and a financial adviser who helps lots on here in regards of mortgage protection help.

Hopefully by posting on a new thread of your own, Dunstonh will not miss this.
Good luck and for more info for you to check through for now here:
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance

finatra26

Newkid wrote: »

Good posting finatra
Time just evaporates when you are on this site. Have you had any success with your claim ? How did you go about it ?
Thanks
Newkid

Hi Newkid - yes I won both of these easily with no hassle using the template letters as a guide. Am now going after a loan from 1990

marshallka

finatra26 wrote: »

Hi Newkid - yes I won both of these easily with no hassle using the template letters as a guide. Am now going after a loan from 1990

My earliest was 1991 I think if I remember correctly... it was a bank though so they were under the old banking ombudsman rules.;)

finatra26

Hi marshalka - mine is with a bank too (my own bank in fact) & is actually the first part (if you know what I mean) of the loan that I have already won on (the refinanced bit) so this should hopefully make my case stronger