Help. Does a Category D damaged car need a new MOT?

lowbrim

Can anyone give a difinitive answer on whether a car that has been classed as a Category D by the insurance company needs a new MOT prior to driving by law?

What has happened to someone I know had a minor bump (broken rear bumper & light) and because the car was old the insurance classed it as a Cat D right off. The car was repaired and put back on the road and now 2months later the insurance company is saying that it needs to be re-MOT'd.

Having scoured the web I can't find anywhere that says that this is a requirement so if someone can confirm either way and point me to information for clarrification it would be greatly appreciated.

KeithP

Maybe it is the insurance company's requirement.

It could be that the ins. co. is insisting on a new MOT to satisfy themselves that the car is roadworthy.

lowbrim

Maybe but does in need a MOT by law?

Premier_2

lowbrim wrote: »

Maybe but does in need a MOT by law?

Don't think so, unless the existing MOT has expired, etc.

Pew_Pew_Pew_Lasers!

The insurance company are incorrect. A scratched car can become an insurance write-off, and scratches aren't tested for on an MOT.

dacouch

They can insist on an MOT for their own purposes, quite a few Insurers do when you ask them to reinsure a car they have previously written off. They use it as a way of checking the car is roadworthy

KeithP

Probably not worth spending too much time on this.
Just go and get a new MOT.
If the insurance company say you need one, then get one.

vaio

I don’t think there is any mechanism for revoking an MOT before its normal expiry date so any Cat C or D car remains legally MOT’d until normal expiry date.

dacouch

It's not a case of whether the MOT is still valid or not, some (Not all) Insurers get their customers to re MOT a car they have written off and then had repaired as a way of ensuring the car is roadworthy

atrixblue.-MFR-.

some insurers will require you to have the mot done after cat c cat d write off after youve had it repaired (a way of satisfying them that the work is roadlegal and the car is roadworthy i.e bent chassis e.t.c), if your carrying on with the policy you had prior to the bump as its their policy and practise to do so but not a legal requirement, if you dont provide new mot for them they can refuse to insure your vehicle, but as long as you have had a VIC check done you can use the old mot to reinsure with a different insurance company.