Tuesday 24th Nov daily chat-Xmas Eve 1 month away....

Snaggles

Unfortunately the bank charges decision tomorrow isn't about whether or not they are fair, it is to decide whether the OFT can assess them for fairness. This is just the appeal following the previous decision (which agreed the OFT could assess them....hence the banks appealing).

So charges claims are likely to remain on hold even when the decision is given, as until the OFT has assessed them and given their decision, there will be no reason for the banks to want to (or need to) pay out.

The good news is that the OFT have hinted that they feel the charges ARE unfair...which is a good sign, providing the decision isn't in favour of the banks.

Hardship claims are still being processed in the meantime, but standard cases will remain on hold for now.

beanielou

Yah you on job bookie

Hi Snaggs

Snaggles

Hi Beanie :wave: how're you hon?

What about a bottle of port/sherry etc for your friend?

bookseller1980

beanielou wrote: »

Fun night there then Bookie:rolleyes:

Quick one Bookie~as you are now my personal shopper:D
Ideas for lady in her 70's who I go to yoga with.
Just a wee minder.
Going to a M&S outlet tomorrow so hoping to pick up a few bits.

Does she live alone? How about a small Christmas pud and christmas cake slab in a pretty bag? I was going to say shortbread but it would be a bit coals to Newcastle. :rotfl:Or some nice soap/hand cream?

beanielou

Hi Snaggs~bit bleu but okish if you get what mean .
You?

Snaggles

beanielou wrote: »

Hi Snaggs~bit bleu but okish if you get what mean .
You?

Feeling a little better thanks sweetie, have a very horrible cough which is driving me nuts but definitely on the mend.

Possibly have coffee date on Sunday (before Xmas market) so I need to get better quickly!

elfen

Well, the quote letter from DSA says I can change things, so if I get it, I'll be bloody telling them I don't want their anti-virus, and I'll install my own. And I don't want them getting their grubby mitts on my Mac before I unbox it, if the seal's broken for any reason than one I've been told, they can bring me a bloody sealed one!

beanielou

Thanks bookie,dident think of that.
Good idea as is like me & has sweet tooth.
Smellies gave her last year still on display.

Snaggs~Will try to find out if she drinks.
Know lots about her but not that.

beanielou

Meant to say what would I do without you all.
Thanks for being therefor me.
It means a lot to me.

schoolrunmum

Sally-Bournemouth airport currently reporting 32kts.....approx 36mph windspeed.Pretty windy,same here at Gatwick....DH will be landing in the morning so hope its calmed down then!
PAP-you're right about DHL-I ordered a mosaic for the bottom of our shower earlier in the yeat.Delivered fine then a letter from them 2 weeks later saying 35 quid owing.....

Beanie, I used to make up little festive baskets for the village oldies, with a couple of small (think airline size)bottles of wine,maybe a red,a white and a fizz,along with a small size Xmas pud,garnished with walnuts/tangerines etc...cover with a nice cellophane n ribbon, and voila! Always very popular..