Debt Diary of Nerd #100

bethom

snoozer wrote:

That's great news, I hope that it helps with your health probs having a great weight taken off. We had a very similar experience that helped us to be debt free and it really is such a relief.

It does make me feel nervous about backsliding tho' because it wasn't as hard work to become debt free as for some:o .

I

Thankyou snoozer!!

Hopefully so, but have been like it many years on and off so not too sure on that one.

I can see your thinking there tho. It is a worry that you will slide as you havn't struggled to get there. So old habits may come into play quite quickly.

I guess it's like anything tho, you have to try and resist the temptation to slide back into your old ways and one day it will become second nature to be like that.

Well done you on getting debt free!! It must of been such a relief to get there, no matter how you did it!! :T:T

kathfisch

That's great news bethom, taking a sizeable chunk off your debts will feel great! And you'll still have to cut bck to clear the rest of it so less danger of it feeling like a magic solution and then sliding back.

Besides, you've obviously already got the dfw mentality as the money is going to pay off your debts, not getting spent frivolously :T

Oh, and hello and welcome to DFW! I've been busy and not on here much lately so haven't seen your thread until now.

bethom

kathfisch wrote:

That's great news bethom, taking a sizeable chunk off your debts will feel great! And you'll still have to cut bck to clear the rest of it so less danger of it feeling like a magic solution and then sliding back.

Besides, you've obviously already got the dfw mentality as the money is going to pay off your debts, not getting spent frivolously :T

Oh, and hello and welcome to DFW! I've been busy and not on here much lately so haven't seen your thread until now.

Thankyou for the welcome Kathfisch!! :T

It's more the OH that has the spending streak, but I am not completely blameless in it and we are a team so the problem is for both of us to solve!!

We are trying to get it down as quick as we possibly can now as we are looking to move in the near future and get us and the kiddies into a bigger house. And we have also been in talks that once we do move there may even be the pitter patter of likkle feet again once we are settled and more comfy, and I am a bit more stable!! :j :j

southernscouser

Although it is good news, personally I wouldn't use it to pay off your debts! :think:

Instead I would write out a big novelty type cheque and make it payable to Mr SS! :whistle:

Thats brill news hun! :j :beer: :T :j :beer: :T

beanielou

Hi Betham
Just read this thread.
Great news on coming into some dosh........I wish it was me!!
Hope that you keep ok.
How many littlies have you got at the mo?
Take care
Lou

bethom

southernscouser wrote:

Although it is good news, personally I wouldn't use it to pay off your debts! :think:

Instead I would write out a big novelty type cheque and make it payable to Mr SS! :whistle:

Thats brill news hun! :j :beer: :T :j :beer: :T

:rotfl::rotfl::rotfl::rotfl:

So is that the name ya hold ya bank account in then?? :T:rotfl::rotfl:

Thanks sweetie, we are really happy about it!! :j :j

bethom

beanielou wrote:

Hi Betham
Just read this thread.
Great news on coming into some dosh........I wish it was me!!
Hope that you keep ok.
How many littlies have you got at the mo?
Take care
Lou

Thankyou beanielou!!

It is a great relief I can tell you!!

I have 2 littlies. DS is 3 and a half and DD is 1.

DS is HERE

DD is HERE

southernscouser

bethom wrote:

Thankyou beanielou!!

It is a great relief I can tell you!!

I have 2 littlies. DS is 3 and a half and DD is 1.

DS is HERE

DD is HERE

Here, I hope DD eats more than just sand! She ain't gonna get all her vitamins and minerals from just that! :rolleyes:

bethom

southernscouser wrote:

Here, I hope DD eats more than just sand! She ain't gonna get all her vitamins and minerals from just that! :rolleyes:

:rotfl::rotfl::rotfl:

It was her first visit to the beach bless her, and every 5 mins another handful of sand went in her mouth :rotfl:

I was changing sandy nappies for day's :eek: :rotfl::rotfl:

Her fave food is sausage btw, lol. Ya might have a saveloy fan in her :rotfl:

beanielou

betham
arent they just gorgous little uns?
can i just sort of adopt your daughter?
you are very clever with the piccy's betham