Debt Diary of Nerd #100

bethom

xbox wrote:

err....here goes

downgrade the car - use money to pay highest debt
stop smoking - yeah I mean it - 5 fags a day starting tomorrow
Telewest (if you are in area will knock the socks of Sky/talktalk)
Start making packed lunches that he likes - make him WANT them lassie
Mobile phone - you've got to be kidding - please tell me you are on the best possible deal???!!!!
Face facts - you and M have to sort it out - first step is facing it together - no excuse for "not knowing the APR's"
Food bill - can you make that work? Have you done a meal plan?

DESTROY THE CREDIT CARDS NOW - PHONE THEM UP AND SAY PLEASE STOP ME USING MY CARDS

I'm sorry if this comes accross as being very harsh lassie, ya know that I lv's ya!

Will.

I luv's ya too xx

bethom

Well ever since we first discussed our debt last week we knew the first thing to do was to get rid of the car, gutting but it is necessary. So we have been looking round since and may of found a car to get second hand that we like. It will save us a fortune on car insurance and fuel and as an added bonus I will be able to be insured on the new one so I can be taught to drive!!

I have put my first ever item on ebay to sell this weekend, and will be selling a lot more stuff to try and raise some funds.

I have also been trying to do little things to save money like hanging out the washing instead of tumbling, cos I had got very lazy!! All plugs are turned off night and day now, apart from actually being use, same with lights. Not a lot I know, but every little helps I spose. I had 17 plugs, plugged in and not doing anything and are just normally left like that!!

I have now come to the conclusion that HSBC are brain dead muppets too this wekend and will most likely move my account as I really can't deal with them any more :wall:

Normally we would of splashed out on a takeaway at the wekend too, but we were good and resisted this weekend. Gonna have to have those very rarely now until we are in a better position.

That's it for now, not much I know. But wanted to give you all an update.

lynzpower

Sounds like things are moving in the right direction for you so :T

bethom

lynzpower wrote:

Sounds like things are moving in the right direction for you so :T

I hope so, I really do.

Like I said, this ship ain't going down without a fight!!

Thankyou lynzpower :T

**purpleprincess**

Hullo!!! Just wanted to say welcome to DFW!! :hello:

Hope you feel at home here and good luck with it!! :beer:

southernscouser

bethom wrote:

That's it for now, not much I know. But wanted to give you all an update.

What do you mean not much? The are great strides hun. Well done! :beer: :T

Good luck on the ebay sale! :j

southernscouser

**purpleprincess** wrote:

Hullo!!! Just wanted to say welcome to DFW!! :hello:

Hope you feel at home here and good luck with it!! :beer:

What a brown noseing creep! :rolleyes: :rotfl:

**purpleprincess**

southernscouser wrote:

What a brown noseing creep! :rolleyes: :rotfl:

Oi you!! Behave!!!

I'm just trying to be nice! And I couldn't really put anything else that hadn't already been put and so just wanted to say hi and make them feel welcome.

bethom

**purpleprincess** wrote:

Hullo!!! Just wanted to say welcome to DFW!! :hello:

Hope you feel at home here and good luck with it!! :beer:

Thankyou purpleprincess!!:T

I am feeling very welcome here and am settling in very well. :j :T

A lot is down to ss who has been an absolutely fantastic mate and a big help :cool: :T

I am looking forward to getting to know the rest of ya and hopefully as well as recieving help and support may be able to help and support others :cool:

**purpleprincess**

bethom wrote:

Thankyou purpleprincess!!:T

I am feeling very welcome here and am settling in very well. :j :T

A lot is down to ss who has been an absolutely fantastic mate and a big help :cool: :T

I am looking forward to getting to know the rest of ya and hopefully as well as recieving help and support may be able to help and support others :cool:

Awww, I'm glad!!!

Although you must have seen that SS picks on me!!:p :rolleyes: Ha ha!! No, he's alright really!!!;)

Keep us updated!:beer: