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PC World Extended Warranty and Theft

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  • CYPER
    CYPER Posts: 238 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Anihilator wrote: »
    OP its your word against theres and unless you find written proof that it is covered and what you have isnt that then you are wasting your time.
    So I can't supply written proof it isn't for 5 years.
    They can't supply written proof it is for 1 years.

    Then why am I the loser and PC Word the winner?

    Also - the agreement states 5 years term. The database printout states theft included alongside all the other benefits. Isn't it logical to assume all of them are for 5 years?
  • neilmcl
    neilmcl Posts: 19,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I'd get back on to them then.

    However I will say this, as I'm sure a lot of readers are thinking on the same lines. If PC World did offer 5 years theft cover within these service agreements I'd imagine they would probably have a lot of customers claiming that their laptops/PCs were "stolen" just as their 5 year warranties were due to end. No accusation intended but you can see how it looks.
  • Anihilator
    Anihilator Posts: 2,169 Forumite
    I think you will find their terms are the proof it was for one years.

    Also the agreement does not state its five years theft. It states the breakdown is five years then refers to a seperate insurer and seperate complaints etc. Imo this quite clearly shows the terms are seperate and unless you can prove what your claiming you dont have a leg to stand on.
  • Anihilator wrote: »
    I think you will find their terms are the proof it was for one years.

    Also the agreement does not state its five years theft. It states the breakdown is five years then refers to a seperate insurer and seperate complaints etc. Imo this quite clearly shows the terms are seperate and unless you can prove what your claiming you dont have a leg to stand on.

    i agree, the op just refuses to read the terms correctly
    Back by no demand whatsoever.
  • CYPER
    CYPER Posts: 238 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    neilmcl wrote: »
    I'd get back on to them then.

    However I will say this, as I'm sure a lot of readers are thinking on the same lines. If PC World did offer 5 years theft cover within these service agreements I'd imagine they would probably have a lot of customers claiming that their laptops/PCs were "stolen" just as their 5 year warranties were due to end. No accusation intended but you can see how it looks.

    You have a point there, but in order to claim on a warranty you need a reference number from the police and I don't believe it's very clever to lie to the police.
    Anihilator wrote: »
    I think you will find their terms are the proof it was for one years.

    Also the agreement does not state its five years theft. It states the breakdown is five years then refers to a seperate insurer and seperate complaints etc. Imo this quite clearly shows the terms are seperate and unless you can prove what your claiming you dont have a leg to stand on.

    I don't want to pointlessly argue with you guys, I'm just trying to establish the facts. And not just the facts, but how the law decides on matters like these.
    Your point is that I have direct legal ties with that 3rd party company, correct?
    Why, if the agreement is between PC World and me?
    i agree, the op just refuses to read the terms correctly

    And what is your interpretation of the terms?

    I'll probably have to seek legal advice. Any lawyers here?
  • mikey72
    mikey72 Posts: 14,680 Forumite
    DSG arranged the insurance, as it states, so it's not seperate to DSG. Allanz Cornhill are the underwriters. Get some real legal advice, don't let them get away without a fight. You may not get anywhere but far too many people on here are too fast to roll over.
  • CYPER wrote: »

    And what is your interpretation of the terms?

    I'll probably have to seek legal advice. Any lawyers here?

    that when you formed your contract you agreed to be bound by both DSGi's terms and the terms of the third party which in law is binding

    this seems to boil down to "i didnt read contract, come back to bite me, can i do anything" ................. no.

    as said i agree with anihilator
    Back by no demand whatsoever.
  • CYPER
    CYPER Posts: 238 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    that when you formed your contract you agreed to be bound by both DSGi's terms and the terms of the third party which in law is binding

    this seems to boil down to "i didnt read contract, come back to bite me, can i do anything" ................. no.

    as said i agree with anihilator

    You do work for DSG, don't you?
  • isplumm
    isplumm Posts: 2,215 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    that when you formed your contract you agreed to be bound by both DSGi's terms and the terms of the third party which in law is binding

    this seems to boil down to "i didnt read contract, come back to bite me, can i do anything" ................. no.

    as said i agree with anihilator

    But if the OP was only given what was shown above, which only talks about five years, then that is his contract?

    I would suggest seeing if you can get a free 30 min with a solictor.

    Mark
    We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com
  • CYPER
    CYPER Posts: 238 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    isplumm wrote: »
    But if the OP was only given what was shown above, which only talks about five years, then that is his contract?

    I would suggest seeing if you can get a free 30 min with a solictor.

    Mark

    I have a membership with the Which Magazine. They have some sort of a legal service for members.

    Btw, I was expecting mixed opinions here. It's always like that, isn't it? :rolleyes:
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