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Where do I start? Locating creditors

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Comments

  • gettingready
    gettingready Posts: 11,330 Forumite
    10,000 Posts Combo Breaker
    dojoman wrote: »
    GO here and do another SOA, when trying to quote on the present one, the font is all over the place.

    http://www.makesenseofcards.com/soacalc.html


    If you do that it will be easier for people to help you.

    Thanks, I adjusted my one manually now...

    For some reason can not post it right straight away from Excel on here, have to post and then edit ... sigh... Probably because I am not using IE but Mozilla...

    Thanks anyway
  • gettingready
    gettingready Posts: 11,330 Forumite
    10,000 Posts Combo Breaker
    Ok- I managed to locate 4 of my creditors

    2 debts are with Wescott (LLoyds Credit Card and Tesco Loan)
    1 debt is with Credit Security Limited (Abey National Overdraft)
    1 debt still with Littlewoods

    I have no luck with Abbey regarding a loan I have with them and a Credit Card (MBNA) I have via tem. MBNA is not telling me anything over the phone either.

    Last one with no luck locating is Capital One Credit Card.

    So... know 4 out of 7....
  • Surplus £ 944.00
    70% £ 660.80

    And that for 3 years - that looks better than £811 for 4-5 years (or more as all depends on the intereste being frozen or not...)

    Hmmmmm - will talk to CCCS about the BR route in my situation.


    See where you are coming from. Sorry I was still half a sleepthis morning and I have a case of woman flu and really do just want to go to bed.
    BSCno.87
    The only stupid question is an unasked one
    Loving life as a Kernow Hippy
  • gettingready
    gettingready Posts: 11,330 Forumite
    10,000 Posts Combo Breaker
    Oh woman flu - so you still do 101 things at once?
    It is always better to have a man flu....

    ;)

    Thanks a lot
  • Oh! yeah! Secial assembly at school, shopping and looking after 2 grumpy little ones at the moment.
    BSCno.87
    The only stupid question is an unasked one
    Loving life as a Kernow Hippy
  • gettingready
    gettingready Posts: 11,330 Forumite
    10,000 Posts Combo Breaker
    edited 18 December 2009 at 2:05PM
    Sorry, can not offer any help here as at home with chest infection but... maybe this will help?

    :D

    Chill-Pill.jpg
  • gettingready
    gettingready Posts: 11,330 Forumite
    10,000 Posts Combo Breaker
    Just a big, massive thank you to CCCS_Sarah for sorting all for me over the phone a few minutes ago.

    Neither me or my cat/dog will starve now.....

    Starting my new 4.5 years of life on DMP from 1st February....

    Thanks a lot everyone for your support..

    Now I will take the chill pill and maybe venture out a bit - been at home 2 weeks with chest infection, need to get some air....
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Just a big, massive thank you to CCCS_Sarah for sorting all for me over the phone a few minutes ago.

    Neither me or my cat/dog will starve now.....

    Starting my new 4.5 years of life on DMP from 1st February....

    Thanks a lot everyone for your support..

    Now I will take the chill pill and maybe venture out a bit - been at home 2 weeks with chest infection, need to get some air....

    Glad you got sorted out. :)

    At least with the DMP, if you find it doesn't work out then you still have all the other options available to you. ;)
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • gettingready
    gettingready Posts: 11,330 Forumite
    10,000 Posts Combo Breaker
    Thanks Fermi - now taking my expensive to keep but unvaluable to have around mutt for a little walk in the leftover of this morning's snow.....

    Feel soooooooooooooooooooooo much better :D
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