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Where do I start? Locating creditors
Comments
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GO here and do another SOA, when trying to quote on the present one, the font is all over the place.
http://www.makesenseofcards.com/soacalc.html
If you do that it will be easier for people to help you.
Thanks, I adjusted my one manually now...
For some reason can not post it right straight away from Excel on here, have to post and then edit ... sigh... Probably because I am not using IE but Mozilla...
Thanks anyway0 -
Ok- I managed to locate 4 of my creditors
2 debts are with Wescott (LLoyds Credit Card and Tesco Loan)
1 debt is with Credit Security Limited (Abey National Overdraft)
1 debt still with Littlewoods
I have no luck with Abbey regarding a loan I have with them and a Credit Card (MBNA) I have via tem. MBNA is not telling me anything over the phone either.
Last one with no luck locating is Capital One Credit Card.
So... know 4 out of 7....0 -
Surplus £ 944.00
70% £ 660.80
And that for 3 years - that looks better than £811 for 4-5 years (or more as all depends on the intereste being frozen or not...)
Hmmmmm - will talk to CCCS about the BR route in my situation.
See where you are coming from. Sorry I was still half a sleepthis morning and I have a case of woman flu and really do just want to go to bed.BSCno.87The only stupid question is an unasked oneLoving life as a Kernow Hippy0 -
Oh woman flu - so you still do 101 things at once?
It is always better to have a man flu....
Thanks a lot0 -
Oh! yeah! Secial assembly at school, shopping and looking after 2 grumpy little ones at the moment.BSCno.87The only stupid question is an unasked oneLoving life as a Kernow Hippy0
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Sorry, can not offer any help here as at home with chest infection but... maybe this will help?0
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Just a big, massive thank you to CCCS_Sarah for sorting all for me over the phone a few minutes ago.
Neither me or my cat/dog will starve now.....
Starting my new 4.5 years of life on DMP from 1st February....
Thanks a lot everyone for your support..
Now I will take the chill pill and maybe venture out a bit - been at home 2 weeks with chest infection, need to get some air....0 -
gettingready wrote: »Just a big, massive thank you to CCCS_Sarah for sorting all for me over the phone a few minutes ago.
Neither me or my cat/dog will starve now.....
Starting my new 4.5 years of life on DMP from 1st February....
Thanks a lot everyone for your support..
Now I will take the chill pill and maybe venture out a bit - been at home 2 weeks with chest infection, need to get some air....
Glad you got sorted out.
At least with the DMP, if you find it doesn't work out then you still have all the other options available to you.Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0 -
Thanks Fermi - now taking my expensive to keep but unvaluable to have around mutt for a little walk in the leftover of this morning's snow.....
Feel soooooooooooooooooooooo much better0
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