The Sub Prime Credit Thread - Part IV

TheEffect

Is it better to use my Lloyds account for Matched Betting rather than my HSBC account (as I hold my main account with first direct).

I don't want first direct getting funny with me when I apply for credit. Will they even see the gambling transactions with HSBC?

plumber2009

star-fire wrote: »

people who have not ever had a default,i did get flybe but i think the reason i keep getting turned down must be that i am addicted to DO YOU ACCEPT TERMS AND CONDITIONS IF SO CLICK SUBMIT..i now have 7 on equifax and 9 on experian..

resistence is futile:D

doelani

star-fire wrote: »

people who have not ever had a default,i did get flybe but i think the reason i keep getting turned down must be that i am addicted to DO YOU ACCEPT TERMS AND CONDITIONS IF SO CLICK SUBMIT..i now have 7 on equifax and 9 on experian..

opps sorry , should have read your other post correctly lol

doelani

plumber2009 wrote: »

resistence is futile:D

It is hard though, does anyone every fill the form in right to the submit button then close the window ? lol

BugsyBrowne

Earlier applied for nationwide gold credit card,it said it may offer you the classic if not,knew i would be declined even when i was filling out my name but still applied.and got declined..

plumber2009

doelani wrote: »

It is hard though, does anyone every fill the form in right to the submit button then close the window ? lol

yes, iv done it a few times. I find im ok for a while and i tend to have application sprees. partly due to this site.:)

doelani

plumber2009 wrote: »

yes, iv done it a few times. I find im ok for a while and i tend to have application sprees. partly due to this site.:)

lol I agree especially when you see somone has a new card, now was it hsbc I noticed earlier...............................:rotfl:

plumber2009

doelani wrote: »

lol I agree especially when you see somone has a new card, now was it hsbc I noticed earlier...............................:rotfl:

yes it was:)

I got caught out recently with the silver card application spree. i was declined:mad:.instantly. grrrr.

BugsyBrowne

Have anyone seen the amex card which is invitation only,keep checking the post but nothing there!!

noah271007

plumber2009 wrote: »

defaults, ccjs may be dropping of peoples credit files sooner than anticipated.
New legistlation drawn up will be enforced by end feb 2011 and is set to begin implementation from the end april 2010.
This new legislation is a european binding agreement where all credit history is shared and as a consiquence all data can only be held by the credit refrence agencies for upto 3 years.

What about CCJs and bankrupties....these are public data so are they for 3 years also? Or is this covers the credit agreement data held by CRA's?