The Sub Prime Credit Thread - Part IV

never-in-doubt

Innocent_Guy wrote: »

I agree, might just start my SOS now then?

Do it mate - make a vow :T:T

never-in-doubt

Innocent_Guy wrote: »

NID any template letters to send to capital one to justify c/l increase lol

Yes mate - your bank statement :eek::eek::eek:



seriously, no sorry mate - just blag it but send in statements etc to help them make decision....

fairmorn308

NID

do you know what the process is for me now with this new job cause they pay me and i have to sort my own NI and TAX now.

Miles30

never-in-doubt wrote: »

Do it mate - make a vow :T:T

Best advice mate!:) Listen to the elders lol

never-in-doubt

fairmorn308 wrote: »

NID

do you know what the process is for me now with this new job cause they pay me and i have to sort my own NI and TAX now.

Huh bummer mate - is it a UK company or offshore?

Have a read here: http://www.google.co.uk/#hl=en&source=hp&q=my+employer+wants+me+to+pay+my+own+tax+and+ni&btnG=Google+Search&meta=&aq=f&oq=my+employer+wants+me+to+pay+my+own+tax+and+ni&fp=c6c9946001627c7b

never-in-doubt

fairmorn308 wrote: »

NID

do you know what the process is for me now with this new job cause they pay me and i have to sort my own NI and TAX now.

National Insurance : Directgov - Money, tax and benefits


Tax for the self-employed : Directgov - Money, tax and benefits

Innocent_Guy

fairmorn308 wrote: »

NID

do you know what the process is for me now with this new job cause they pay me and i have to sort my own NI and TAX now.

Declare about £100 lol

fairmorn308

My office i deal with is in UK but we are payed from the hong kong office and paid in dollars. and yes offshore on a ship

telecomengineer

SYGMA - To apply or not to apply?

Hi Guys, i have been following this thread for some time and would like your advice regarding applying for Sygma cards

1. What is is the best card to go for first?
2. Is it worth applying as they seem to CIFAS quite a lot?

My Equifax Credit History is as follows

No Adverse e.g CCJs, CIFAS, Defaults etc..
On the Voters Roll at current address for 1 year, (recently new to credit all acounts opened in last 9 months)

1 Barclarcard Initial (opened Jan10 £400 limit)
1 Full Current Account Santander (no overdraft)
1 Shop Direct Account (6 0s £250 limit 0 Balance)
1 Vodafone Contract
1 Creditbuilder (6 months history)

Previous searches 2 in the last 6 months
1 to Barclaycard in Jan 2010 (accepted)
1 to Capital One in Jan 2010 (declined...was accepted online then declined..think because I had applied within 6 months)


Is it work applying for a Sygma or best waiting 6 months?

Miles30

Innocent_Guy wrote: »

Declare about £100 lol

:rotfl::rotfl::rotfl::rotfl:

He would pay for it one day lol