We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Can i use my debit card the day before pay day?
Options
Comments
-
the way it works in first direct -
card may be declined due to insufficient funds, but generally depending on how much the transaction would put your account over by the payment is usually authorised
if you made transaction at say 9am on a monday, there is a chance the payment may debit your account at close of business on monday around 6pm, but majority of the time it would debit the next day or a few days in future
personally its not worth the risk but maestro, credit card and visa debit card payments can debit your account any time in the future, there is no time limit, some transactions can be proccessed months in the future, this is quite rare but it can happen0 -
forgot to say, if you made a debit card trans at say 8pm on a friday the earliest that transaction can debit is the monday0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.9K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.9K Work, Benefits & Business
- 598.7K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards