Married or co-habiting

Auldie_2

Hello.
My partner and I have been living (in sin.....lol) for 9 years now. She is in receipt of DLA and High Rate Mobility, therefore is unable to work. I myself am in permanent employment and receive no benefits except wtc. We are just surviving on our joint income.

My significant other would love us to be married. My question is would the change of marital status affect our entitlement to benefits received either negatively or positively.

Would my paye tax code be affected one way or other

healy

As far as I know it does not make any difference at all.

NYGiants

Auldie wrote: »

My significant other would love us to be married. My question is would the change of marital status affect our entitlement to benefits received either negatively or positively.

Would my paye tax code be affected one way or other

... and they said that romance was dead!

bestpud

I think the only difference it would make financially is if one of you were to become ill (as in next of kin), die, or if you separated.

Auldie_2

NYGiants wrote: »

... and they said that romance was dead!

Hmmmmm!!!! LOL

In hindsight could/should have worded that better. In all honesty I don't see marriage as such a big deal, but my lovely other half obviously does.

Auldie_2

We are, all intents and purposes, as a married couple. Joint accounts, share everything etc and of course do love each other.

Paparika

what about the WTC, wouldn't you need to declare that you are now married (if you did marry that is)

I'm in a position that my partner has asked me to move in with him when my DS is older.. ie over 18

currently i get...
DLA high mobility, middle care
ESA + Premium
HB + CT
Child benefit + child maintenance

I've said yes i would, but i would rather wait at least 4 years, my ds will be 18, i would loose cb and cm (ds wouldn't be moving)
I expect i would loose ESA as partner is working full time.. (i hope in 4 years he will be still working full time) but he would not be able to get carers allowance as his hours and pay will be over the threshold.

DLA depending on my health and if i still qualify at the time.


But before anyone just dashes through my post and thinks this is happening now... It's not, not for at least 4 years.

bestpud

Paparika wrote: »

what about the WTC, wouldn't you need to declare that you are now married (if you did marry that is)

I'm in a position that my partner has asked me to move in with him when my DS is older.. ie over 18

currently i get...
DLA high mobility, middle care
ESA + Premium
HB + CT
Child benefit + child maintenance

I've said yes i would, but i would rather wait at least 4 years, my ds will be 18, i would loose cb and cm (ds wouldn't be moving)
I expect i would loose ESA as partner is working full time.. (i hope in 4 years he will be still working full time) but he would not be able to get carers allowance as his hours and pay will be over the threshold.

DLA depending on my health and if i still qualify at the time.


But before anyone just dashes through my post and thinks this is happening now... It's not, not for at least 4 years.

They may need to let tax credits know but it would not affect their award at all.

Sounds like you are only prepared to marry your OH when your income goes down i.e. you are doing it for the money only!

DX2

bestpud wrote: »

They may need to let tax credits know but it would not affect their award at all.

Sounds like you are only prepared to marry your OH when your income goes down i.e. you are doing it for the money only!

When the child related benefits end :eek:

Paparika

bestpud wrote: »

They may need to let tax credits know but it would not affect their award at all.

Sounds like you are only prepared to marry your OH when your income goes down i.e. you are doing it for the money only!

I see your point. I know right now i am better off where i am with just me and my son, and he is my priority, if i up sticks now, there would be school changes, yes loss of 90% of my money, and in reality i would rather be (fingers crossed) better health wise, and hope that the consultants finally find out what's wrong with me to then give me a name and then i can manage that as well as my illnesses I have already, one day i would like to return to work,

The stress of moving now would be too much and I'm not ready tbh. I do love him, but he needs more training in the house cleaning department first. my ds doesn't want to move, so i want to focus on him, make sure he is ok, and can survive on his own ie job can manage money, bills etc before i move, (by that point much of my benefits would of stopped especially if he finishes school to get a job)

my partner knows that when the time comes and i do move in with him, he will have to keep me to a certain degree, until i can get back to work, as for marriage..... partner is a firm bachelor, it's taken him 10 years to say i was his partner... give him time :rotfl:

bestpud

Paparika wrote: »

I see your point. I know right now i am better off where i am with just me and my son, and he is my priority, if i up sticks now, there would be school changes, yes loss of 90% of my money, and in reality i would rather be (fingers crossed) better health wise, and hope that the consultants finally find out what's wrong with me to then give me a name and then i can manage that as well as my illnesses I have already, one day i would like to return to work,

The stress of moving now would be too much and I'm not ready tbh. I do love him, but he needs more training in the house cleaning department first. my ds doesn't want to move, so i want to focus on him, make sure he is ok, and can survive on his own ie job can manage money, bills etc before i move, (by that point much of my benefits would of stopped especially if he finishes school to get a job)

my partner knows that when the time comes and i do move in with him, he will have to keep me to a certain degree, until i can get back to work, as for marriage..... partner is a firm bachelor, it's taken him 10 years to say i was his partner... give him time :rotfl:

This is way off the OP but I find it sad you are only thinking of the money and have your partner as an insurance policy almost - someone who will pay out when the going gets tough but for now you are fine so will just keep him ticking along until you need to cash in.

If you'd be moving so far your son would have to change schools, how will he get to his job if he has one when you move...?