The future of banking on the back of reclaiming Discussion Area

ts_aly2000

Hey who said that the branches aren't used any more. Whenever I go in there they're practically queuing out onto the street. I'll start using Internet banking when they give me a number to dial on a modem straight into their systems. Up until that time however, I'm in that branch.

foreveryoung_3

I believe the Titanium pre pay card from the post office is gonna be where thoes of us poor ones who have been taken advantage of will go. I have no problem of paying 5.00 a month for the card and 10.00 set up fee, and paying the odd 2.00 a couple of times a month if I really need extra cash late at night in the middle of nowhere with a atm in a offlicence that is gonna charge any one who uses it, because I can use the card anywhere else in the world FREE to purchase things, on-line off line down the shops over the phone pay bills etc etc. The only reason I use a bank account is to be able to use these facilities, and half of the cards are useless with on-line purchases, but I know it will take Mastercard. I cannot afford to have savings so dont need one for that, Good old post office fighting back.

foreveryoung_3

and no I am not advertising for my benifit, I havent even got one yet, but if I have any problems with my bank because of claiming back charges, that is where I will go. I do not want to carry cash, so I shall keep a few bob on me for bits through the week etc and put the rest on the card. Much better than a basic bank account the possibilities are endless

dchurch24

ejones999 wrote:

The answer to all this is quite simple - live within your means!

Do you know, I'd never thought of that.

Perhaps I'll run my car on air from now on.

Andy_L

foreveryoung wrote:

I believe the Titanium pre pay card from the post office is gonna be where thoes of us poor ones who have been taken advantage of will go. I have no problem of paying 5.00 a month for the card and 10.00 set up fee, and paying the odd 2.00 a couple of times a month if I really need extra cash late at night in the middle of nowhere with a atm in a offlicence that is gonna charge any one who uses it,

Titanium sting you for £2 per ATM transaction, in adation to anything the machine provider charges

Chrysalis

ts_aly2000 wrote:

Hey who said that the branches aren't used any more. Whenever I go in there they're practically queuing out onto the street. I'll start using Internet banking when they give me a number to dial on a modem straight into their systems. Up until that time however, I'm in that branch.

same and usually its caused by only half of their tills been open if that, more penny pinching going on.

Chrysalis

dchurch24 wrote:

Do you know, I'd never thought of that.

Perhaps I'll run my car on air from now on.

haha maybe I should stop eating.

dchurch24

...and maybe I'll live in a shed (although I doubt I'd get a reduction on my council tax - which has risen more than any other in the country for the third year running - shame the wages don't rise at the same rate as that or petrol isn't it)

Once upon a time, I did live well within my means. Sadly, that was before the recession that we are presently in.

jonesMUFCforever

dchurch24 wrote:

Do you know, I'd never thought of that.

Perhaps I'll run my car on air from now on.

If you can't afford to run it - get a bike.

Mikeyorks

dchurch24 wrote:

before the recession that we are presently in.

.................. recession?? Interest rates low / inflation low / unemployment low (ish). Which recession?