Newbies' 10K in 2010 Challenge!! :)

Nottoobadyet

I remember, BoR! Lucky you, thats fantastic.

bloodofareptile

Nottoobadyet wrote: »

I remember, BoR! Lucky you, thats fantastic.

Thanks! I'm still in shock, I think. I was pretty sure we'd be paying those loans forever, so it's so odd that one is gone!

shadydaz

Well Done Blood, I bet it feels like such a releif to have one of those big loans paid off. My last outstanding debt will be my loan which I am saving to clear in Oct. Roll on that debt free day!!

t4mof

peetzil39 wrote: »

Off to have a serious look at my credit card balances now, think I need to get back on the 0% shuffle Inspired by T4mof !!!
Peetzil x

I think I read somewhere (on here probably!) that there are 7 cards currently offering 0% for 15 months or more and just over a year aago, there was just 1 so there are offers to be had. I've been quite lucky in that 2 cards I already own have offered me 0% as well so keeping my credit checks intact too

museumworker

£1,300 to add this month.

Also, some good news in general...Found out had won £75 for an Asda shop online (had no idea, probably won it last September!), and just won a meal for two for a restaurant in London, three courses with bottle of wine, coffee and water. That'll be my OH birthday treat then! Our VERY old car passed its MOT so the threat of having to buy a new car has passed.

We have very nearly met our saving target, so are going to contact three builders this week to get quotes for the loft. So exciting!!!

t4mof

£164.82 to MBNA - have transferred £3k off this card and still on track to make another £200 payment to it on payday so for once I will see progress on this card. Only 11 days to payday...

lamarsi

£300 paid off my tax bill only £100 to go and overdraft cleared again

museumworker

The tax rebate has now come through - was on wrong tax code for most of last year. Knew it, but thought would sort it out to get a lump sum for saving... It is even more than I thought.

Total to add to savings £1295 :j:j:j

So close to the 10k, determined to do it by end of July, and then see how far can get with the rest of 2010!!!

Thanks to everyone on this Forum who has helped keep me focused.

Amatheya81

I haven't been on here for absolutely ages!!!

After a realy promising start to the year I've slipped quite a bit. Not to a degree where I'm spending on my cards again but I haven't been putting as much effort into not spending and making extra money. The main reason for this is that it was making me really stressed not letting myself go anywhere or do anything... I'm still not going out and spending that much but I'm back to having a life instead of being a hermit!

The one thing that I am really happy about thought is the fact that my loan is now under £10k. I'll finally have it cleared in just over 2 years and then I can start living again... The loan (and the loan it payed off) has been crippling me my entire adult life so knowing that in 2 years I'll be free is a really inspiring though.

Anyway, glad to see so many people are still on the challenge and doing so well. Good luck for the second half of the year!! :T

t4mof

Woohoo! Payday tomorrow and I've managed to make an overpayment to MBNA of £200 and I've still got a few quid in my purse :j

Also hubby has had a 3.5% payrise this month with 1% for 2009 being paid in a lump sum so a couple of hundred extra going into the bank tomorrow

If I have a "stick to the budget" month I *might* be able to overpay MBNA £300 next month.

Looking forward to getting my new CC statements and updating my signature once my balance transfers have been confirmed.