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Chops Chipping the credit card debt!!

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Comments

  • chops22
    chops22 Posts: 650 Forumite
    Fantastic weekend but far too much alcohol and food and very little sleep!! It was lovely to spend some time with hubby and just have fun. Not that it was a romantic weekend, as we went with 8 other couples...so it was more crazy!!

    So back to routine now!

    My shopping arrived last night , and it was £104...but that included 18 loo rolls, 60 dishwasher tablets, lots of washing powder, shampoo etc, and tins and pasta for a month.

    Als Hubby's car needs MOTing this month....so hopefully it wnt be too bad!!
    LBM Total: £33356 15/11/09 :eek: £6085.63 paid
    Pay off 10% by March 2010 (3336) yes!!!:j
    Pay 19k by Dec 2010 19000/5732.39 30.12%
    DFW Long haulers #198.
    23/40lbs
  • chops22
    chops22 Posts: 650 Forumite
    edited 18 March 2010 at 6:46PM
    £10 and £5 scratch money has arrived in my bnk today. So that's gone into the overpayment pot.

    I am going to begin reviewing again like a women possesed and hope to get one payout a month.

    I think the matched betting is finally sinking in...and am going to see how I fair this weekend.

    We have £50 a week to last the next three weeks and I am hoping we can manage on this.

    I am going to make cakes and flap jacks for packups and try and eat out of the freezer rather than spend on any more food!!

    My mini goal was to pay off £3336 for march....I think I should be able to do this if I really pull my finger out.......and maybe I need to live off gruel!!
    LBM Total: £33356 15/11/09 :eek: £6085.63 paid
    Pay off 10% by March 2010 (3336) yes!!!:j
    Pay 19k by Dec 2010 19000/5732.39 30.12%
    DFW Long haulers #198.
    23/40lbs
  • chops22
    chops22 Posts: 650 Forumite
    No hang over this morning!! Yippeee had a lovely early night last night, and I feel fantastic!

    One load of washing on the line, one more in the machine!! I a cooking a big family lunch , so off to lay the table now and get the veg sorted so I wont be rushing later.
    LBM Total: £33356 15/11/09 :eek: £6085.63 paid
    Pay off 10% by March 2010 (3336) yes!!!:j
    Pay 19k by Dec 2010 19000/5732.39 30.12%
    DFW Long haulers #198.
    23/40lbs
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    You've just reminded me to stick my sheets on the line, thanks Chops.
    I'm so in love with my newly acquired tumble dryer, I rarely use any other drying method :o

    Have a good day x
  • chops22
    chops22 Posts: 650 Forumite
    Tried to change my mortgage to interest only..and they said we don't have the required LTV ...ours is 82%.

    So we will have to keep plodding.

    One of the CC is out of the 0% soon, so have applied for Egg credit card.

    We really need to be bringing in more money, so I have offered to cover more holidays at work and Hubby is down as number one call out contact.
    LBM Total: £33356 15/11/09 :eek: £6085.63 paid
    Pay off 10% by March 2010 (3336) yes!!!:j
    Pay 19k by Dec 2010 19000/5732.39 30.12%
    DFW Long haulers #198.
    23/40lbs
  • chops22
    chops22 Posts: 650 Forumite
    I am so tired and am longing for a hot bath and an early night.....but I am determind to stay on top of the ironing...so its ironing and tv for an hour for me!!

    Its turned really cold here again and at the moment hail stoning!! I am not putting the heating back on tho!
    LBM Total: £33356 15/11/09 :eek: £6085.63 paid
    Pay off 10% by March 2010 (3336) yes!!!:j
    Pay 19k by Dec 2010 19000/5732.39 30.12%
    DFW Long haulers #198.
    23/40lbs
  • chops22
    chops22 Posts: 650 Forumite
    Ironing all done..:j..just need to hang the kids stuff up in the morning,

    So time for a quick shower and then cup of tea and the good wife!! :cool:

    Woo mondays not been so bad. :D
    LBM Total: £33356 15/11/09 :eek: £6085.63 paid
    Pay off 10% by March 2010 (3336) yes!!!:j
    Pay 19k by Dec 2010 19000/5732.39 30.12%
    DFW Long haulers #198.
    23/40lbs
  • chops22
    chops22 Posts: 650 Forumite
    60p on the scratchcards...so not too bad.

    MBNA out the bank today, thats about it really.
    LBM Total: £33356 15/11/09 :eek: £6085.63 paid
    Pay off 10% by March 2010 (3336) yes!!!:j
    Pay 19k by Dec 2010 19000/5732.39 30.12%
    DFW Long haulers #198.
    23/40lbs
  • chops22
    chops22 Posts: 650 Forumite
    Had my lovely Nanna for tea, was fab.

    Off to bed now, and did not manage to do any exercise to day...I am rubbish!!
    LBM Total: £33356 15/11/09 :eek: £6085.63 paid
    Pay off 10% by March 2010 (3336) yes!!!:j
    Pay 19k by Dec 2010 19000/5732.39 30.12%
    DFW Long haulers #198.
    23/40lbs
  • chops22
    chops22 Posts: 650 Forumite
    I am working two extra days next week :j to the money!!!

    Hubby's car failed its MOT....so thats £380 to pay today...we have the money in energency savings....so not the end of the world but still would rather not have to be spending it!!

    We have £130 left to last us the next two weeks. Will probabley only need to spend £30 ish on food. So that leaves a £100 to cover everything else for two weeks...so think the first week of the holidays will be picnic days out and biking round the woods.
    LBM Total: £33356 15/11/09 :eek: £6085.63 paid
    Pay off 10% by March 2010 (3336) yes!!!:j
    Pay 19k by Dec 2010 19000/5732.39 30.12%
    DFW Long haulers #198.
    23/40lbs
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