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Chops Chipping the credit card debt!!

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  • BEAT_THE_DEBT
    BEAT_THE_DEBT Posts: 2,219 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    Enjoy the sunshine have a good week!x
  • chops22
    chops22 Posts: 650 Forumite
    I have just done this months budget, and things are looking tight, already.

    We have Hubbys car to MOT...so hopefully it wont be too bad.

    Both the kids need new school shoes and also DS1 some trainers.

    Not to mention mothers day...ahhhhhh

    So think the overpayments this month might be few and far between!!
    LBM Total: £33356 15/11/09 :eek: £6085.63 paid
    Pay off 10% by March 2010 (3336) yes!!!:j
    Pay 19k by Dec 2010 19000/5732.39 30.12%
    DFW Long haulers #198.
    23/40lbs
  • chops22
    chops22 Posts: 650 Forumite
    Monday dinner was a fabulous chicken dinner as Sunday went far to fast too cook it!!

    I have an extra day in work this week , and hopefully we should find out what Hubby's new wages are...as they have finally settled on the increase. Hopefully there will also be some back pay. (well I have my fingers crossed anyway!!)
    LBM Total: £33356 15/11/09 :eek: £6085.63 paid
    Pay off 10% by March 2010 (3336) yes!!!:j
    Pay 19k by Dec 2010 19000/5732.39 30.12%
    DFW Long haulers #198.
    23/40lbs
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Yay to OH's new pay kicking in - but ouch to the extra spends :(

    March is an expensive month for me too - loads of birthdays (though I've been very MSE this year and got most in the sales :A) plus car tax.

    Hope you make some money from the gold ;)
  • chops22
    chops22 Posts: 650 Forumite
    Gold day now thursday!!!! I am excited hope they throw lots of money at me!!!

    Still skint....and lots to pay and save for.....I need a new plan!!!
    LBM Total: £33356 15/11/09 :eek: £6085.63 paid
    Pay off 10% by March 2010 (3336) yes!!!:j
    Pay 19k by Dec 2010 19000/5732.39 30.12%
    DFW Long haulers #198.
    23/40lbs
  • chops22
    chops22 Posts: 650 Forumite
    Won £1.20 on the scratchies!!:j

    I think I will end up £100 over drawn this month, but I have also lent SIL £150...so I suppose its not all bad.

    Going to do an hours walking then bath, tea and reading for a while :j
    Tonight will be an early night as I am shattered!!!
    LBM Total: £33356 15/11/09 :eek: £6085.63 paid
    Pay off 10% by March 2010 (3336) yes!!!:j
    Pay 19k by Dec 2010 19000/5732.39 30.12%
    DFW Long haulers #198.
    23/40lbs
  • chops22
    chops22 Posts: 650 Forumite
    Had an early night, and this morning I did not hear my alarm.:eek:

    So another early night for me tonight!! I am really tired lately, and think it is because I am being more active!! Or maybe I am just a lazy mare!!:D

    I am really worrying about the amount of money we owe, even though we are easily paying the mins, and have been overpaying a fair bit. I really feel I need to be raising some more money.

    I have sorted a box in the garage thats not good enough to ebay, but will but that I can car boot. Oh the joys!!!! I hate car booting, but I am too poor to be a snob I suppose!!

    Payday tomorrow....and also a kid free weekend!!! Will try not to spend a fortune!!

    All direct debits out for this month, and there is nothing else going in the bank....so I am off to prepare the budget for March/April....I wish we got paid at the start of the month..it would be so much more tidy!!
    LBM Total: £33356 15/11/09 :eek: £6085.63 paid
    Pay off 10% by March 2010 (3336) yes!!!:j
    Pay 19k by Dec 2010 19000/5732.39 30.12%
    DFW Long haulers #198.
    23/40lbs
  • chops22
    chops22 Posts: 650 Forumite
    Gold , gold..,gold!!! :j

    I got £185 for my old gold that I never wear!! I got shot of lots of things given to me by ex's.. fantastic!!!

    Pay day today....so need to move money about and things.

    I might leave this till monday though as I am shattered...again!!
    LBM Total: £33356 15/11/09 :eek: £6085.63 paid
    Pay off 10% by March 2010 (3336) yes!!!:j
    Pay 19k by Dec 2010 19000/5732.39 30.12%
    DFW Long haulers #198.
    23/40lbs
  • chops22
    chops22 Posts: 650 Forumite
    Had a fabulous weekend away...but that is al the entertainment money gone for this month! But it was worth it.

    The diet begins tomorrow!!! I am off to unpack and begin the washing marathon now..and then lovely Mr T will deliver my shopping!!

    I am longing for a hot bath and my bed!!!

    Just reached payout on both bingo's , so that money is heading to the bank now!!
    LBM Total: £33356 15/11/09 :eek: £6085.63 paid
    Pay off 10% by March 2010 (3336) yes!!!:j
    Pay 19k by Dec 2010 19000/5732.39 30.12%
    DFW Long haulers #198.
    23/40lbs
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Blimey you've been busy! Good news on the bingo and gold money.. and a lost weekend sans kids - do tell!
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