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Lightbulb Moment

12346

Comments

  • katsu wrote: »
    Painless gruel free money saving :D

    Thanks for the post, and thanks for the new signature. :p
    DFW Long Haul Supporter #197 Est June 2015

    Lightbulb Nov 2009 - £83,673 Dec 2010 - £75,789.80#

    Pay off £17,500 in 2011 No 6 - £5,343.78

  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Damnit that was going to be my idea! :rolleyes:

    Seriously Speedy you must be clever to earn that kind of money, I am sure you will be out of debt in five years. Do have a look at old style re food tho - they are amazingly creative with it all!

    All the best and welcome to the forum!

    Now turn those lights out and make some ready brek (you can have ready brek thats better then gruel right?)


    Buffyxxx

    Actually not totally true - but I didn't want to scare him off point blank!:rotfl::rotfl::rotfl::rotfl::rotfl:
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • Haha you can't knock a nice bowl of porridge yum hehe. The book sounds crazy the reviews don't invite me to read il stick to true blood novels hehe x
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • Speedys
    Speedys Posts: 65 Forumite
    Speedys wrote: »

    Card Debts £69,308ish

    Well, its been a year and I have been very busy so not had a chance to log into here for a while and post.

    However, credit cards have been reduced just over £60K so eating into them quite well.

    Will do a new SOA when I have a minute to spare but wishing everyone a happy Christmas. :A
    DFW Long Haul Supporter #197 Est June 2015

    Lightbulb Nov 2009 - £83,673 Dec 2010 - £75,789.80#

    Pay off £17,500 in 2011 No 6 - £5,343.78

  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Nice to hear from you and glad you're doing well.
    Season's Greetings to you too.
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • Congratulations Speedys that's a big chunk off! About 15% gone!

    Merry Christmas and a debt-busting new year!
    :D DEBT FREE 3rd Sept 2011 :D
    (Debts at highest £15.8k Nov '08)
    Student Loan paid off July 2014
    First Direct Regular Saver #2: £2700 ** Santander 123: £13,106
    Car Insurance/Tax Fund: £305 ** Present Savings: £525 ** Disneyworld Fund £100
  • Speedys
    Speedys Posts: 65 Forumite
    Yep, 15% is not bad, hadn't done the percentage calculation, thanks. :D

    Hopefully next year will be a bumper year and I can do better.
    DFW Long Haul Supporter #197 Est June 2015

    Lightbulb Nov 2009 - £83,673 Dec 2010 - £75,789.80#

    Pay off £17,500 in 2011 No 6 - £5,343.78

  • katsu
    katsu Posts: 5,029 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Hi Again,

    I found my old advice to you in the thread and had a laugh at the gruel references. Gruel free savings for 2011 :) Good to see you are sticking to the DFW aims and congrats at reducing your debts. As you reduce the debts they will clear faster and faster as the interest amounts drop in real terms.

    Thanks for updating and best wishes for 2011.
    Debt at highest: £8k. Debt Free 31/12/2009. Original MFD May 2036, MF Dec 2018.
  • Speedys
    Speedys Posts: 65 Forumite
    katsu wrote: »
    Hi Again,

    I found my old advice to you in the thread and had a laugh at the gruel references. Gruel free savings for 2011 :) Good to see you are sticking to the DFW aims and congrats at reducing your debts. As you reduce the debts they will clear faster and faster as the interest amounts drop in real terms.

    Thanks for updating and best wishes for 2011.

    haha, we tried the gruel for a bit, the children revolted, or should that be the children were revolting!!

    Hope to get some additional cash as we are due a bonus from work so will put that toward the debts which will help.

    Also going to give up smoking shortly, another £200 a month to add to the pot. Every little bit helps. :D

    Anyone know where I can sell a kidney or a child, have tried ebay but they removed the listing. :p
    DFW Long Haul Supporter #197 Est June 2015

    Lightbulb Nov 2009 - £83,673 Dec 2010 - £75,789.80#

    Pay off £17,500 in 2011 No 6 - £5,343.78

  • Speedy well done and nice to see you back here :-)
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
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