RBS Revolve account in minus balance (help)

Hypocrisy

1st of all I want to say that if this topic is in the wrong place then sorry, I'm new to the site.

I have an RBS Revolve account (with solo card) and I on purpose bought something that costed me more than what was in my account. And the payment went through and now my account is in £12 minus balance.

Does anyone know what happens? Like the charges etc?

Thanks.

stclair

Hypocrisy wrote: »

1st of all I want to say that if this topic is in the wrong place then sorry, I'm new to the site.

I have an RBS Revolve account (with solo card) and I on purpose bought something that costed me more than what was in my account. And the payment went through and now my account is in £12 minus balance.

Does anyone know what happens? Like the charges etc?

Thanks.

First question is how old are you? If your under 18 the bank can not charge you.

It will just stay as a negative balance until the account becomes in credit again. I wouldnt go over to often or the bank will close the account.

Hypocrisy

stclair wrote: »

First question is how old are you? If your under 18 the bank can not charge you.

It will just stay as a negative balance until the account becomes in credit again. I wouldnt go over to often or the bank will close the account.

I'm 14 years old. It is a debit card account, not the other ones, if you get what i mean?
Oh also its the 1st time I've gone over.

stclair

Hypocrisy wrote: »

I'm 14 years old. It is a debit card account, not the other ones, if you get what i mean?

Yeah I know what you mean! Youll be ok just make sure you put your account into credit again as soon as you can. The bank can not charge you as your under 18.

Hypocrisy

stclair wrote: »

Yeah I know what you mean! Youll be ok just make sure you put your account into credit again as soon as you can. The bank can not charge you as your under 18.

oh ok, never knew that, thanks.
See when you mean charged, do you mean extra charges on top of the £12 or just the £12 itself? And yeah I am going to pay back asap.

stclair

Hypocrisy wrote: »

oh ok, never knew that, thanks.
See when you mean charged, do you mean extra charges on top of the £12 or just the £12 itself? And yeah I am going to pay back asap.

I mean Extra charges on top of the £12.00

Hypocrisy

stclair wrote: »

I mean Extra charges on top of the £12.00

ok lol, I was told it is £40 charge. Was worried there.

Thanks!

Twister84

Spending money that you don't have is not the best of ideas - especially on purpose

michael1983l

He probably bought Modern Warfare 2 :rotfl:

ctdctd

Twister84 wrote: »

Spending money that you don't have is not the best of ideas - especially on purpose

Gordon and Alistair - are you listening?:rotfl:

However, for a 14 year old, the Mum and Dad bank is usually the best one to get an overdraft with!

Hypocrisy

michael1983l wrote: »

He probably bought Modern Warfare 2 :rotfl:

haha lol, I already bought Mordernwarfare 2 (PS3).
I was just checking to see what would happen.